2703 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 2703 Cold River Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,893 sqft · built 2017
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on File
Last Sale	$192,268 (Feb 2022)
Tax Bill	$5,708 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137-603-007-0009`

Property Details

APN / Parcel Number

Primary APN	`137-603-007-0009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,893 sqft Living Area
1st Floor Area	1,459 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,175 sqft (0.119 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1376030070009
Street Address	2703 COLD RIVER DR
City	HUMBLE
State	TX
Zip	77396-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 7 WOODLAND PINES SEC 9
Legal Subdivision	WOODLAND PINES SEC 9
Legal Block	7
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2012
Census Tract	250102

Owner

2703 Cold River Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2703 COLD RIVER DR, HUMBLE, TX 77396-4917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 15, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jun 1, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	2022103791
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	20170240092
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Feb 25, 2022
Property Address	2703 COLD RIVER DR, HUMBLE, TX 77396-4917
Document Number	0000103791
Map Reference	MF 677680
Instrument Date	Feb 16, 2022
Instrument	2022-103791
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 COLD RIVER DR, HUMBLE, TX 77396-4917

Mortgage

Document Number	0000103792
Date	Feb 25, 2022
Instrument	2022-103792

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2703 COLD RIVER DR, HUMBLE, TX 77396-4917
Document Number	0000121419
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 COLD RIVER DR HUMBLE TX 773964917, HUMBLE, TX 77396-4917

Mortgage

Document Number	0000121419
Date	Mar 27, 2019
Instrument	121419

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	HOUSTON, TX 77002

Agreement

Amount	Amount on Record

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 1, 2017
Property Address	2703 COLD RIVER DR, HUMBLE, TX 77396-4917
Document Number	0000240092
Instrument Date	May 31, 2017
Instrument	240092
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2703 COLD RIVER DR HUMBLE TX 773964917, HUMBLE, TX 77396-4917

Mortgage

Document Number	240093
Date	Jun 1, 2017
Instrument	240093

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2703 Cold River Dr was $5,708 with a homeowner's exemption, up 187% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,976 (-14.51%) Land $53,820 Building $235,156	$288,976 (-14.51%) Land $53,820 Building $235,156
2025	$5,708.00 (+186.98%) Homeowner's exemption	$338,025 Land $53,820 Building $284,205	$338,025 Land $53,820 Building $284,205
2024	$1,989.00
2023		$331,379 Land $32,292 Building $299,087	$331,379 Land $32,292 Building $299,087
2022	$1,796.00
2020	$1,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2703 Cold River Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2017–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2703 Cold River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cold River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures