2638 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 2638 Cold River Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 2017
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$173,700 (Jul 2017)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-603-005-0020`

Property Details

APN / Parcel Number

Primary APN	`137-603-005-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Game Room	Game Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,950 sqft (0.114 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1376030050020
Street Address	2638 COLD RIVER DR
City	HUMBLE
State	TX
Zip	77396-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 5 WOODLAND PINES SEC 9
Legal Subdivision	WOODLAND PINES SEC 9
Legal Block	5
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2024
Census Tract	250102

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2638 COLD RIVER DR, HUMBLE, TX 77396-4914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Jul 25, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2017331250
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	20170331250
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2638 COLD RIVER DR, HUMBLE, TX 77396-4914
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 COLD RIVER DR, HUMBLE, TX 77396-4914

Mortgage

Document Number	0000169788
Date	May 10, 2023
Instrument	2023-169788

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 25, 2017
Property Address	2638 COLD RIVER DR, HUMBLE, TX 77396-4914
Document Number	0000331250
Instrument Date	Jul 24, 2017
Instrument	331250
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 COLD RIVER DR HUMBLE TX 773964914, HUMBLE, TX 77396-4914

Mortgage

Document Number	331251
Date	Jul 25, 2017
Instrument	331251

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,509 (-0.96%) Land $53,955 Building $201,554	$255,509 (-0.96%) Land $53,955 Building $201,554
2025	$4,690.00 (+164.08%) Homeowner's exemption	$257,991 (-9.1%) Land $53,955 Building $204,036	$257,991 (-9.1%) Land $53,955 Building $204,036
2024	$1,776.00 (+16.23%)
2023		$283,806 Land $32,373 Building $251,433	$283,806 Land $32,373 Building $251,433
2022	$1,528.00 (+21.27%)
2020	$1,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2017–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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