2702 S Post Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 2702 S Post Rd, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,600 sqft · built 1962
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Last Sale$244,000 (Feb 2026)
Tax Bill$1,349 (2025)
Deeds & MortgagesMay 2025 Mortgage
Feb 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1362468

Property Details

APN / Parcel Number

Primary APN1362468
Alternative APNs
  • 1313699
  • 3928

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,600 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeShed Roof
Lot Area39,204 sqft (0.9 acres)
Garage TypeMixed
Garage Area224 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area240 sqft
Shed1 Shed
Shed Area100 sqft
Canopy312 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1362468
Street Address2702 S POST RD
CitySHELBY
StateNC
Zip28152-8215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHWY 180
Legal SubdivisionEARL
Legal Block4
Legal Lot Number8
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3010
Census Tract951601

Owner

Source: Cleveland County records · APN 1362468

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2702 S POST RD, SHELBY, NC 28152-8215
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
May 02, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Feb 27, 2026Warranty Deed, Transfer · FHA Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Apr 04, 2024Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
May 08, 2019Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleApr 04, 2024 · Amount on Record
Deed Document Number2026200125132
Deed Book / Page1968 / 495
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address2702 S POST RD, SHELBY, NC 28152-8215
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 S POST RD, SHELBY, NC 28152-8215

Mortgage

Document Number0019451626
DateMay 02, 2025
Book Page1945/1626
Instrument200113313
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Address5887 COPLEY DR, SAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2055

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateFeb 27, 2026
Property Address2702 S POST RD, SHELBY, NC 28152-8215
Document Number0019680495
Book / Page1968 / 495
Instrument DateFeb 27, 2026
Instrument200125132
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$488.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 CALEB RD, SHELBY, NC 28152-7902

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 S POST RD, SHELBY, NC 28152-8215

Mortgage

Document Number0200125133
DateFeb 27, 2026
Instrument200125133
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Mortgage

Document Number0019680513
DateFeb 27, 2026
Book Page1968/513
Instrument200125134
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Address15405 SE 37TH ST STE 200, BELLEVUE, WA 98006
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address2702 S POST RD, SHELBY, NC 28152-8215
Transaction TypeMortgage
Record UpdatedMay 03, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 BURLEYS KNOB, BOSTIC, NC 28018-9561

Mortgage

Document Number0019181775
DateApr 04, 2024
Book Page1918/1775
Instrument200098961
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Address2135 BUTANO DR # 150, SACRAMENTO, CA 95825
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND NC
Property Address2702 S POST RD, SHELBY, NC 28152-8215
Document Number0017941646
Instrument DateMay 08, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 S POST RD SHELBY NC 281528215, SHELBY, NC 28152-8215

Mortgage

Document Number0017941646
DateJul 03, 2019
Book Page001794/001646
Instrument27985
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$212,454 (-) Land $14,310 Building $198,144$212,454 (-) Land $14,310 Building $198,144
2025$1,349.00$212,454 (+172.23%) Land $14,310 Building $198,144$212,454 (+172.23%) Land $14,310 Building $198,144
2023$78,041 Land $10,017 Building $68,024$78,041 Land $10,017 Building $68,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459516013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 52% of North Carolina
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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