Cleveland County property record for 2702 S Post Rd, Shelby, NC 28152 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1962 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,000 (Feb 2026) |
| Tax Bill | $1,349 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1362468 |
| Primary APN | 1362468 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Shed Roof |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Mixed |
| Garage Area | 224 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Canopy | 312 sqft |
| Storage Building | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1362468 |
|---|---|
| Street Address | 2702 S POST RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HWY 180 |
| Legal Subdivision | EARL |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 951601 |
Source: Cleveland County records · APN 1362468
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2702 S POST RD, SHELBY, NC 28152-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 27, 2026 | Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Apr 04, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| May 08, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Apr 04, 2024 · Amount on Record |
| Deed Document Number | 2026200125132 |
| Deed Book / Page | 1968 / 495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2702 S POST RD, SHELBY, NC 28152-8215 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2702 S POST RD, SHELBY, NC 28152-8215 |
| Document Number | 0019451626 |
|---|---|
| Date | May 02, 2025 |
| Book Page | 1945/1626 |
| Instrument | 200113313 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 27, 2026 |
| Property Address | 2702 S POST RD, SHELBY, NC 28152-8215 |
| Document Number | 0019680495 |
| Book / Page | 1968 / 495 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 200125132 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 CALEB RD, SHELBY, NC 28152-7902 |
| Name | Verified Name |
|---|---|
| Address | 2702 S POST RD, SHELBY, NC 28152-8215 |
| Document Number | 0200125133 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 200125133 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Number | 0019680513 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 1968/513 |
| Instrument | 200125134 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 15405 SE 37TH ST STE 200, BELLEVUE, WA 98006 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2702 S POST RD, SHELBY, NC 28152-8215 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2024 |
| Name | Verified Name |
|---|---|
| Address | 128 BURLEYS KNOB, BOSTIC, NC 28018-9561 |
| Document Number | 0019181775 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 1918/1775 |
| Instrument | 200098961 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 2135 BUTANO DR # 150, SACRAMENTO, CA 95825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2702 S POST RD, SHELBY, NC 28152-8215 |
| Document Number | 0017941646 |
| Instrument Date | May 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 2702 S POST RD SHELBY NC 281528215, SHELBY, NC 28152-8215 |
| Document Number | 0017941646 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 001794/001646 |
| Instrument | 27985 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,454 (-) Land $14,310 Building $198,144 | $212,454 (-) Land $14,310 Building $198,144 | |
| 2025 | $1,349.00 | $212,454 (+172.23%) Land $14,310 Building $198,144 | $212,454 (+172.23%) Land $14,310 Building $198,144 |
| 2023 | $78,041 Land $10,017 Building $68,024 | $78,041 Land $10,017 Building $68,024 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459516013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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