2648 S Post Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 2648 S Post Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1994
Lot Size	11.2 acres (489,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Aug 2019)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	May 2024 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1325736`

Property Details

APN / Parcel Number

Primary APN	`1325736`
Alternative APN	`3918`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,848 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	489,179 sqft (11.2 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	456 sqft
Storage Building	Storage Building
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1325736
Street Address	2648 S POST RD
City	SHELBY
State	NC
Zip	28152-8213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#1 PB41-180 OFF HWY 180
Legal Subdivision	EARL
Legal Block	3
Legal Lot Number	39
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3000
Census Tract	951601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2648 S POST RD, SHELBY, NC 28152-8213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2024	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Aug 14, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	2019200029341
Deed Book / Page	1796 / 2098
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2648 S POST RD, SHELBY, NC 28152-8213
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019212048
Date	May 22, 2024
Book Page	1921/2048
Instrument	200100615

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 31, 2054

Interest

Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2648 S POST RD, SHELBY, NC 28152-8213
Document Number	0018151578
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2648 S POST RD SHELBY NC 281528213, SHELBY, NC 28152-8213

Mortgage

Document Number	0018151578
Date	Jun 23, 2020
Book Page	001815/001578
Instrument	40712

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 14, 2019
Property Address	2648 S POST RD, SHELBY, NC 28152-8213
Document Number	0017962076
Book / Page	1796 / 2076
Map Reference	MB 41 PG 180
Instrument Date	Aug 13, 2019
Instrument	200029339
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1853 CANOVA ST SE, 1853, PALM BAY, FL 32909-3914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 S POST RD, SHELBY, NC 28152-8213

Mortgage

Document Number	17962079
Date	Aug 14, 2019
Instrument	1796/2079

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 14, 2019
Property Address	2648 S POST RD, SHELBY, NC 28152-8213
Document Number	0017962098
Book / Page	001796 / 002098
Instrument Date	Aug 13, 2019
Instrument	29341
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 S POST RD SHELBY NC 281528213, SHELBY, NC 28152-8213

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00 (+17.71%)	$137,889 (-) Land $46,267 Building $91,622	$137,889 (-) Land $46,267 Building $91,622
2025	$875.00	$137,889 (+99.73%) Land $46,267 Building $91,622	$137,889 (+99.73%) Land $46,267 Building $91,622
2023		$69,038 Land $30,017 Building $39,021	$69,038 Land $30,017 Building $39,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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