McLean County property record for 2702 Lone Oak Rd, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,540 sqft · built 2022 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Mar 2026) |
| Tax Bill | $93 (2024) |
| Deeds & Mortgages | Aug 2022 Construction Loan Aug 2016 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-18-381-016 |
| Primary APN | 21-18-381-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,389 sqft |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 127 ft deep x 112 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 849 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2702 LONE OAK RD |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-9825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | FOX CREEK COUNTRY CLUB 5TH ADD LOT 198 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 18 |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 198 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1402 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2702 LONE OAK RD, BLOOMINGTON, IL 61705-9825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage MARINE BANK SPRINGFIELD |
| Aug 19, 2016 | Deed of Trust, Mortgage MCLEAN COUNTY LAND |
| Mar 27, 2026 | Deed, Transfer · VA Mortgage POINT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Deed Document Number | 20264244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2702 LONE OAK RD, BLOOMINGTON, IL 61705-9825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202200014257 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022-00014257 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2702 LONE OAK RD, BLOOMINGTON, IL 61705-9825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201600015555 |
|---|---|
| Date | Aug 19, 2016 |
| Instrument | 2016-00015555 |
| Name | MCLEAN COUNTY LAND |
|---|---|
| Type | Non-Lending Institution |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 27, 2026 |
| Property Address | 2702 LONE OAK RD, BLOOMINGTON, IL 61705-9825 |
| Document Number | 202600004244 |
| Map Reference | DOC 98-16606 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026-00004244 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2702 LONE OAK RD, BLOOMINGTON, IL 61705-9825 |
| Document Number | 202600004245 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-00004245 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,595 (+21.07%) Land $1,230 Building $125,365 | $379,785 (+21.07%) Land $3,690 Building $376,095 | |
| 2024 | $93.00 (+8.14%) | ||
| 2023 | $86.00 (-1.15%) | $104,566 (+10,462.22%) Land $1,016 Building $103,550 | $313,698 (+10,462.22%) Land $3,048 Building $310,650 |
| 2022 | $87.00 | $990 Land $990 | $2,970 Land $2,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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