2702 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2702 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,830 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$351,990 (2021)
Tax Bill$7,041.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-26-31-3383-0001-0490
Alternative APN
  • 263124338300010490

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,830 sqft Living Area
Gross Area2,400 sqft Gross Area
1st Floor Area1,830 sqft 1st Floor
Stories1 Story
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area462 sqft Garage
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2702 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 49
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Lot Number49
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3383-0001-0490

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2702 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Sep 13, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 02, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 02, 2021 · Amount on Record
Deed SaleDec 02, 2021 · Amount on Record
Deed Document Number2021185707
Deed Book / Page6098 / 1273
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 03, 2026
Property Address2702 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132
Document Number0000100638
Book / Page7013 / 1301
Instrument DateJul 09, 2026
Instrument2026100638
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132

Mortgage

Document Number0000100638,
DateAug 03, 2026
Book Page7013/1301
Instrument2026100638
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueDec 01, 2051
Interest
Rate6.52%
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2702 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132

Mortgage

Document Number0064722995
DateSep 13, 2023
Book Page6472/2995
Instrument2023120289
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueDec 01, 2051

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 02, 2021
Property Address2702 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132
Document Number0060981273
Book / Page6098 / 1273
Map ReferenceMB 29 PG 104-112
Instrument DateNov 30, 2021
Instrument2021185707
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,464.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2702 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132

Mortgage

Document Number0060981274
DateDec 02, 2021
Instrument6098/1274
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,041.00 (-0.13%)$306,200 (-4.16%) Land $80,000 Building $226,200$306,200 (-4.16%) Land $80,000 Building $226,200
2023$7,050.00 (+9.13%)$319,500 (+10.44%) Land $70,000 Building $249,500$319,500 (+10.44%) Land $70,000 Building $249,500
2022$6,460.00$289,300 Land $60,000 Building $229,300$289,300 Land $60,000 Building $229,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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