2695 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2695 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,620 sqft Heated Area
Lot Size	4,792 sqft (0.11 acres)
Garage	Finished
Last Sale	$330,000 (2024)
Tax Bill	$6,601.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`242631338300011070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Heated Area
Gross Area	2,239 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2695 HARMONIA HAMMOCK RD
City	HARMONY
State	FL
Zip	34773-6131
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 107
Legal Range	31E
Legal Township	26S
Legal Section	24
Legal Subdivision	VILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase	1B
Legal Tract	3383
Legal Lot Number	107
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2119
Census Tract	43801

Owner

Source: Osceola County records · APN 242631338300011070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1113 CENTRAL AVE, UNION CITY, NJ 07087-3107
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2024 · Amount on Record
Deed Sale	Dec 09, 2024 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Doc Number	2024154100
Deed Book / Page	6706 / 2423
Record Refreshed	Jun 08, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 30, 2021
Property Address	2695 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6131
Document Number	0061191371
Book / Page	6119 / 1371
Map Reference	MB 29 PG 104-112
Instrument Date	Dec 29, 2021
Instrument	2021201868
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2695 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6131

Mortgage

Document Number	0061191372
Date	Dec 30, 2021
Instrument	6119/1372

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,601.00 (+19.82%)	$288,500 (+3.24%) Land $80,000 Building $208,500	$288,500 (-3.83%) Land $80,000 Building $208,500
2023	$5,509.00 (+4.36%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$279,439 (+3%)	$300,000 (+10.58%) Land $70,000 Building $230,000
2022	$5,279.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$271,300 Land $60,000 Building $211,300	$271,300 Land $60,000 Building $211,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	About 1 in 147 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.