Orange County property record for 2702 Cepa Uno, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,317 sqft · built 1994 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $767,500 (Jun 2003) |
| Tax Bill | $11,157 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-581-25 |
| Primary APN | 680-581-25 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,317 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Water Source | Commercial |
|---|
| Street Address | 2702 CEPA UNO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 14000 BLK LOT 87 |
| Legal Subdivision | TRACT NO 14000 |
| Legal Tract | 14000 |
| Legal Lot Number | 87 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 42111 |
2702 Cepa Uno is owned and occupied by two individuals who bought it in June 2003.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2702 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP |
| Sep 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2003 · Amount on File |
| Deed Sale | Jun 11, 2003 · Amount on File |
| Prior Sale | Mar 29, 1995 · Amount on File |
| Deed Document Number | 2003683090 |
| Prior Transfer Date | Jan 24, 2002 |
| Prior Transfer Doc | 0000131387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2702 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 2702 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000361115 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021000361115 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2702 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000159700 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2702 CEPA UNO SAN CLEMENTE CA 926733818, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000159700 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 159700 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2702 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000403720 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2702 CEPA #O SAN CLEMENTE CA 92673, O, SAN CLEMENTE, CA 92673 |
| Document Number | 0000403720 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 403720 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2702 Cepa Uno was $11,157 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,133,377 (+2%) Land $688,156 Building $445,221 | |
| 2025 | $11,157.00 Homeowner's exemption | $1,111,154 Land $674,662 Building $436,492 |
| 2023 | $10,736.00 (+1.96%) Homeowner's exemption | $1,068,007 Land $648,463 Building $419,544 |
| 2022 | $10,530.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2702 Cepa Uno in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2702 Cepa Uno is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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