Orange County property record for 2701 Cepa Uno, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,083 sqft · built 1994 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,725,000 (Feb 2023) |
| Tax Bill | $18,120 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Feb 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-581-21 |
| Primary APN | 680-581-21 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,083 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 9,900 sqft (0.227 acres) |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 2701 CEPA UNO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 14000 BLK LOT 91 |
| Legal Subdivision | TRACT NO 14000 |
| Legal Tract | 14000 |
| Legal Lot Number | 91 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 42111 |
2701 Cepa Uno is owned and occupied by two individuals who bought it in February 2023.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Feb 5, 2020 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Sep 3, 2021 | Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER |
| Jul 2, 2019 | Grant Deed, Transfer · ARM SCHOOLSFIRST FCU |
| Nov 9, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on File |
| Deed Sale | Feb 3, 2023 · Amount on File |
| Prior Sale | Sep 3, 2021 · Amount on File |
| Deed Document Number | 202324751 |
| Prior Transfer Date | May 23, 2016 |
| Prior Transfer Doc | 0000291959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 3, 2023 |
| Property Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000024751 |
| Map Reference | MB 681 PG 38-45 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2023000024751 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13 VIA ABAJAR, SAN CLEMENTE, CA 92673-7010 |
| Document Number | 0000024752 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023000024752 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048636 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 2020000048636 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 3, 2021 |
| Property Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000555203 |
| Map Reference | MB 681 PG 38-45 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021000555203 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000555204 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021000555204 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 2, 2019 |
| Property Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000234874 |
| Map Reference | MB 681 PG 38-45 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019000234874 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000234875 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019000234875 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 5.62% |
| Index | 5-Year CMT |
| Max Rate | 9.62% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 9, 2018 |
| Property Address | 2701 CEPA UNO, SAN CLEMENTE, CA 92673-3818 |
| Document Number | 0000406934 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 406934 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 27, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $962.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
The 2025 property tax bill for 2701 Cepa Uno was $18,120.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,830,583 (+2%) Land $1,348,245 Building $482,338 | |
| 2025 | $18,120.00 | $1,794,690 Land $1,321,809 Building $472,881 |
| 2023 | $17,017.00 (+1.94%) | $1,683,000 Land $1,269,324 Building $413,676 |
| 2022 | $16,693.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2701 Cepa Uno in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2701 Cepa Uno is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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