2701 River Oaks Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 2701 River Oaks Dr, Chesapeake, VA 23321

Property Summary

Property TypeExempt (Full or Partial)
Details5 bd · 2.5 ba · 3,054 sqft · built 2001
Lot Size0.277 acres (12,066 sqft)
OwnerIndividual Name on Record
Last Sale$509,000 (May 2024)
Tax Bill$4,718 (2024)
Deeds & MortgagesAug 2012 Mortgage
May 2009 Mortgage
+ 3 more
APN0092019002400

Property Details

APN / Parcel Number

Primary APN0092019002400

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,054 sqft Total Area
1st Floor Area1,401 sqft
Upper Floors Area1,401 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,066 sqft (0.277 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area42 sqft
Deck Area420 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2701 RIVER OAKS DR
CityCHESAPEAKE
StateVA
Zip23321-2443
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR12AS: RES
Legal Description240 TAYLORWOOD ESTATES SEC 6B
Legal SubdivisionTAYLORWOOD ESTATES - NEW
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2045
Census Tract21505

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2701 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2012Deed of Trust, Mortgage · VA Mortgage
JPMORGAN CHASE BANK NA
May 28, 2009Deed of Trust, Mortgage · VA Mortgage
JPMORGAN CHASE BANK NA
Feb 13, 2013Deed of Trust, Mortgage · VA Mortgage
JPMORGAN CHASE BANK NA
May 2, 2024Warranty Deed, Transfer · Conventional Mortgage
VETERANS UNITED HOME LOANS
Apr 3, 2008Warranty Deed, Transfer · Conventional Mortgage
J P MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2024 · Amount on Record
Deed SaleMay 2, 2024 · Amount on Record
Prior SaleApr 3, 2008 · Amount on Record
Deed Document Number20248565
Deed Book / Page10746 / 1537
Record UpdatedOct 29, 2026

August 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2701 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number008773/785
DateAug 3, 2012
Book Page8773/785
Lender
NameJPMORGAN CHASE BANK NA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2042
Interest
Rate TypeFixed Rate
Rate4.25%

May 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2701 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number007820/873
DateMay 28, 2009
Book Page7820/873
Lender
NameJPMORGAN CHASE BANK NA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2039
Interest
Rate TypeFixed Rate
Rate5%

February 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2701 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number008971/877
DateFeb 13, 2013
Book Page8971/877
Lender
NameJPMORGAN CHASE BANK NA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2043
Interest
Rate TypeFixed Rate
Rate3.38%

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 2, 2024
Property Address2701 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Document Number10746/1537
Book / Page10746 / 1537
Instrument DateApr 30, 2024
Instrument240008565
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2701 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443

Mortgage

Document Number0240008566
DateMay 2, 2024
Instrument240008566
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 3, 2008
Property Address2701 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Document Number007440/383
Book / Page7440 / 383
Instrument DateMar 17, 2008
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0007440387
DateApr 3, 2008
Instrument7440/387
Lender
NameJ P MORGAN CHASE BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$504,100 (+1.12%) Land $165,000 Building $339,100$504,100 (+1.12%) Land $165,000 Building $339,100
2025$498,500 (+13.71%) Land $155,000 Building $343,500$498,500 (+13.71%) Land $155,000 Building $343,500
2024$4,718.00
2023$438,400 Land $145,000 Building $293,400$438,400 Land $145,000 Building $293,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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