Chesapeake City property record for 2639 River Oaks Dr, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,460 sqft · built 2001 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,000 (Sep 2004) |
| Tax Bill | $5,704 (2025) |
| Deeds & Mortgages | Apr 2025 Refinance Jul 2010 Mortgage |
| APN | 0092019002380 |
| Primary APN | 0092019002380 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,460 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Upper Floors Area | 1,598 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 100 ft deep x 10 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 101 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2639 RIVER OAKS DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 238 TAYLORWOOD ESTATES SEC 6B |
| Legal Subdivision | TAYLORWOOD ESTATES - NEW |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 21505 |
2639 River Oaks Dr is owned and occupied by an individual who acquired it in December 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2639 RIVER OAKS DR, CHESAPEAKE, VA 23321-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Jul 15, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MASTER INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2004 · Amount on File |
| Deed Sale | Sep 1, 2004 · Amount on File |
| Prior Sale | Sep 4, 2001 · Amount on File |
| Deed Book / Page | 5618 / 101 |
| Last Transfer Date | Dec 10, 2024 |
| Transfer Doc | 010813/103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2639 RIVER OAKS DR, CHESAPEAKE, VA 23321-2429 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010841/839 |
|---|---|
| Date | Apr 9, 2025 |
| Book Page | 10841/839 |
| Instrument | 250007044 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2639 RIVER OAKS DR, CHESAPEAKE, VA 23321-2429 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008161/253 |
|---|---|
| Date | Jul 15, 2010 |
| Book Page | 8161/253 |
| Name | MORTGAGE MASTER INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
The 2025 property tax bill for 2639 River Oaks Dr was $5,704, up 6.9% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,600 (+2.44%) Land $165,000 Building $413,600 | $578,600 (+2.44%) Land $165,000 Building $413,600 | |
| 2025 | $5,704.00 (+6.86%) | $564,800 Land $155,000 Building $409,800 | $564,800 Land $155,000 Building $409,800 |
| 2024 | $5,338.00 | ||
| 2023 | $499,400 (+9.3%) Land $145,000 Building $354,400 | $499,400 (+9.3%) Land $145,000 Building $354,400 | |
| 2022 | $456,900 Land $125,000 Building $331,900 | $456,900 Land $125,000 Building $331,900 | |
| 2019 | $4,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2639 River Oaks Dr; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2639 River Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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