Osceola County property record for 2701 1st St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,156 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $209,000 (2018) |
| Tax Bill | $2,742.00 (2025) |
| Primary APN | 80452 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,156 sqft Heated Area |
| Gross Area | 2,435 sqft Gross Area |
| 1st Floor | 1,156 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 322 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 117 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 80452 |
|---|---|
| Street Address | 2701 1ST ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2117 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61-B & 62 BLK 452 N 62.5 FT LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 452 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 43400 |
Source: Osceola County records · APN 80452
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2701 1ST ST, SAINT CLOUD, FL 34769-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 12, 2017 | Grant Deed, Transfer PARAMOUNT TITLE |
| Jan 31, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on Record |
| Deed Sale | Feb 16, 2018 · Amount on Record |
| Prior Sale | Jan 31, 2017 |
| Deed Doc Number | 2018027268 |
| Deed Book / Page | 5287 / 0979 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 16, 2018 |
| Property Address | 2701 1ST ST, SAINT CLOUD, FL 34769-2117 |
| Document Number | 0052870979 |
| Book / Page | 5287 / 0979 |
| Map Reference | MB B PG61&62 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 2018027268 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,463.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7740, GOLD CANYON, AZ 85118 |
| Name | Verified Name |
|---|---|
| Address | 2701 1ST ST, SAINT CLOUD, FL 34769-2117 |
| Document Number | 2018027269 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2018027269 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 12, 2017 |
| Property Address | 2701 1ST ST, SAINT CLOUD, FL 34769-2117 |
| Document Number | 0051312770 |
| Book / Page | 005131 / 002770 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 55387 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 7740 APACHE JUNCTION AZ 851780052, APACHE JUNCTION, AZ 85178-0052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 2701 1ST ST, SAINT CLOUD, FL 34769-2117 |
| Document Number | 0050941585 |
| Book / Page | 005094 / 001585 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 16894 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 2701 1ST ST ST CLOUD FL 347692117, ST CLOUD, FL 34769-2117 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 (+6.82%) Homeowner's exemption Widower's exemption | $201,082 (+5.99%) | $338,300 (+9.77%) Land $55,000 Building $283,300 |
| 2023 | $2,567.00 (+0.63%) Homeowner's exemption Widower's exemption | $189,724 (+3%) | $308,200 (+10.39%) Land $50,000 Building $258,200 |
| 2022 | $2,551.00 Homeowner's exemption Widower's exemption | $184,199 | $279,200 Land $45,000 Building $234,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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