Osceola County property record for 2600 1st St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,756 sqft · built 1981 |
| Lot Size | 0.289 acres (12,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Oct 2019) |
| Tax Bill | $5,672 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Mar 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-30-0001-0508-0010 |
| Primary APN | 01-26-30-0001-0508-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 1,756 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,588 sqft (0.289 acres) |
| Lot Dimensions | 150 ft deep x 62.4 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2600 1ST ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2114 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKEFRONT ADDN PB B PG 61-B & 62 BLK 508 LOT 1 & THAT OF VACATED CYPRESS AVE BEG AT NE COR OF LOT 1, N 43.90 FT, W TO NW COR OF LOT 1, SE ALONG CYPRESS AVE TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 508 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0508-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2380 HINSDALE DR, KISSIMMEE, FL 34741-7756 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage LEGACY GRP LNDG INC |
| Mar 09, 2018 | Warranty Deed, Transfer STEWART TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Mar 09, 2018 · Amount on Record |
| Deed Document Number | 2019141779 |
| Deed Book / Page | 5616 / 226 |
| Prior Transfer Date | Apr 30, 2003 |
| Prior Transfer Doc | 2298002557 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 31, 2019 |
| Property Address | 2600 1ST ST, SAINT CLOUD, FL 34769-2114 |
| Document Number | 0056160226 |
| Book / Page | 005616 / 000226 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 141779 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2380 HINSDALE DR KISSIMMEE FL 347417756, KISSIMMEE, FL 34741-7756 |
| Document Number | 56160227 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 005616/000227 |
| Instrument | 141780 |
| Name | LEGACY GRP LNDG INC |
|---|---|
| Address | LEBANON, NJ 08833 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 09, 2018 |
| Property Address | 2600 1ST ST, SAINT CLOUD, FL 34769-2114 |
| Document Number | 0052982495 |
| Book / Page | 5298 / 2495 |
| Instrument Date | Mar 07, 2018 |
| Instrument | 2018039793 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6369 BLUE BAY CIR, 6369, LAKE WORTH, FL 33467-7396 |
| Name | Verified Name |
|---|---|
| Address | 3800 5TH ST, SAINT CLOUD, FL 34769-2024 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,672.00 (+6.36%) | $359,300 (+0.7%) Land $70,000 Building $289,300 | $359,300 (+0.7%) Land $70,000 Building $289,300 |
| 2024 | $5,333.00 (+5.48%) | ||
| 2023 | $5,056.00 (+19.13%) | $356,800 (+37.34%) Land $60,000 Building $296,800 | $356,800 (+37.34%) Land $60,000 Building $296,800 |
| 2022 | $4,244.00 | $259,800 Land $52,000 Building $207,800 | $259,800 Land $52,000 Building $207,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 98 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured 12 under condo master policies |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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