San Luis Obispo County property record for 2700 Koa Ave, Morro Bay, CA 93442
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1 ba · 666 sqft · built 1952 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $709,000 (Aug 2023) |
| Tax Bill | $7,966 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-255-024 |
| Primary APN | 068-255-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 2700 KOA AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1712 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-1 |
| Legal Description | CY MB MORRO DEL MAR 2 BL 24 LT 24 |
| Legal Subdivision | MORRO DEL MAR 02 |
| Legal Block | 24 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10505 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 455 MORRO BAY BLVD, MORRO BAY, CA 93442-2143 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 8, 2023 | Grant Deed, Transfer · Commercial Mortgage NICOLE M STUERMER TRUST TRSUT |
| Jun 12, 2023 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Jun 12, 2023 | Grant Deed, Transfer · Commercial Mortgage TY NUNES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Jun 12, 2023 · Amount on Record |
| Deed Document Number | 202323223 |
| Prior Transfer Date | Jun 1, 2023 |
| Prior Transfer Doc | 0000016339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2700 KOA AVE, MORRO BAY, CA 93442-1712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2770 CEDAR AVE, MORRO BAY, CA 93442-1508 |
| Document Number | 0000034008 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025034008 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 8, 2023 |
| Property Address | 2700 KOA AVE, MORRO BAY, CA 93442-1712 |
| Document Number | 0000023223 |
| Map Reference | MB 3 PG 81 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023023223 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 455 MORRO BAY BLVD, MORRO BAY, CA 93442-2143 |
| Document Number | 0000023224 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 2023023224 |
| Name | NICOLE M STUERMER TRUST TRSUT |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 12, 2023 |
| Property Address | 2700 KOA AVE, MORRO BAY, CA 93442-1712 |
| Document Number | 0000016339 |
| Map Reference | MB 3 PG 81 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023016339 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1047 LNYO COURT, CRESCENT CITY, CA 95531 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 12, 2023 |
| Property Address | 2700 KOA AVE, MORRO BAY, CA 93442-1712 |
| Document Number | 0000016340 |
| Map Reference | MB 3 PG 81 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023016340 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2024 E HOUSTON AVE, VISALIA, CA 93292-2344 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016341 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023016341 |
| Name | TY NUNES |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $737,227 (+2%) Land $442,170 Building $295,057 | |
| 2025 | $7,966.00 (+453.19%) | $722,772 (+455.46%) Land $433,500 Building $289,272 |
| 2023 | $1,440.00 (+6.67%) | $130,122 Land $52,271 Building $77,851 |
| 2022 | $1,350.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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