2700 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 2700 Cole Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,247 sqft · built 1921
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$141,531 (Dec 2020)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Dec 2020 Second Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-019900-017200-8`

Property Details

APN / Parcel Number

Primary APN	`48-019900-017200-8`
Alternative APNs	`4801990001720080111` `174401`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1941
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	162 sqft
Storage Building	225 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	2700 COLE AVE
City	WACO
State	TX
Zip	76707-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GINOCCHIO LOT 1 BLOCK 16 ACRES .1894
Legal Subdivision	GINOCCHIO
Legal Block	16
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1007
Census Tract	800

Owner

2700 Cole Ave is owned and occupied by two individuals who bought it in December 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2700 COLE AVE, WACO, TX 76707-2645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Vendor's Lien, Transfer · Stand-Alone Second Mortgage CORNERSTONE HOME LENDING
Jul 19, 2019	Warranty Deed, Transfer BANK OF AMERICA
Jul 30, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC
Jul 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	202044040
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	0000023800
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 10, 2020
Property Address	2700 COLE AVE, WACO, TX 76707-2645
Document Number	0000044040
Map Reference	VOL 79 PG 368
Instrument Date	Dec 9, 2020
Instrument	2020044040
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 COLE AVE, WACO, TX 76707-2645

Mortgage

Document Number	0000044042
Date	Dec 10, 2020
Instrument	2020044042

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000044041
Date	Dec 10, 2020
Instrument	2020044041

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 19, 2019
Property Address	2700 COLE AVE, WACO, TX 76707-2645
Document Number	0000023800
Instrument Date	Jul 18, 2019
Instrument	23800
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13900 OAK POINT DR LOCKEFORD CA 952379650, LOCKEFORD, CA 95237-9650

Mortgage

Document Number	23801
Date	Jul 19, 2019
Instrument	23801

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 30, 2018
Property Address	2700 COLE AVE, WACO, TX 76707-2645
Document Number	0000026743
Instrument Date	Jul 26, 2018
Instrument	26743
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 COUNTY ROAD 3434 W MALONE TX 76660, MALONE, TX 76660

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 23, 2018
Property Address	2700 COLE AVE, WACO, TX 76707-2645
Document Number	0000025576
Instrument Date	Jul 20, 2018
Instrument	25576
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	710 N 64TH ST #A WACO TX 767104387, A, WACO, TX 76710-4387

Tax Assessment & Valuation

The 2025 property tax bill for 2700 Cole Ave was $4,577, down 3.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,100 (-7.12%) Land $24,008 Building $165,092	$189,100 (-7.12%) Land $24,008 Building $165,092
2025	$4,577.00 (-3.91%)	$203,600 Land $21,780 Building $181,820	$203,600 Land $21,780 Building $181,820
2024	$4,763.00
2023		$195,920 Land $21,780 Building $174,140	$195,920 Land $21,780 Building $174,140
2022	$1,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2700 Cole Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2700 Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

Nearby Properties on Cole Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures