2612 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 2612 Cole Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1937
Lot Size	0.378 acres (16,466 sqft)
Owner	2 Individual Names on File
Last Sale	$253,100 (Jun 2021)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-019900-034400-0`

Property Details

APN / Parcel Number

Primary APN	`48-019900-034400-0`
Alternative APN	`361562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft
Flooring	Wood

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	16,466 sqft (0.378 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Driveway	Concrete Driveway
Driveway Area	680 sqft
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	2612 COLE AVE
City	WACO
State	TX
Zip	76707-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GINOCCHIO LOT 17 BLOCK 15 ACRES .378
Legal Subdivision	GINOCCHIO
Legal Block	15
Legal Lot Number	17
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	800

Owner

2612 Cole Ave is owned and occupied by two individuals who bought it in June 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2612 COLE AVE, WACO, TX 76707-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 29, 2020	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	May 21, 2020 · Amount on File
Deed Document Number	202123694
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0000016441
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 17, 2021
Property Address	2612 COLE AVE, WACO, TX 76707-2643
Document Number	0000023694
Instrument Date	Jun 14, 2021
Instrument	2021023694
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 COLE AVE, WACO, TX 76707-2643

Mortgage

Document Number	0000023695
Date	Jun 17, 2021
Instrument	2021023695

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 21, 2020
Property Address	2612 COLE AVE, WACO, TX 76707-2643
Document Number	0000016441
Map Reference	FILE 2011008402
Instrument Date	May 20, 2020
Instrument	2020016441
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2612 COLE AVE, 2612, WACO, TX 76707-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 MANOR DR, WACO, TX 76706-4217

Mortgage

Document Number	0000016442
Date	May 21, 2020
Instrument	2020016442

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 29, 2020
Property Address	2612 COLE AVE, WACO, TX 76707-2643
Document Number	0000003223
Map Reference	FILE 2011008402
Instrument Date	Jan 23, 2020
Instrument	2020003223
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 COLE AVE, WACO, TX 76707-2643

Mortgage

Document Number	0000003224
Date	Jan 29, 2020
Instrument	2020003224

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Jul 24, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2612 Cole Ave was $3,006 with a homeowner's exemption, down 1.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,670 (+4.4%) Land $32,108 Building $197,562	$229,670 (-5.52%) Land $32,108 Building $197,562
2025	$3,006.00 (-1.6%) Homeowner's exemption	$220,000 Land $29,140 Building $213,950	$243,090 Land $29,140 Building $213,950
2024	$3,055.00
2023		$200,000 Land $29,140 Building $170,860	$200,000 Land $29,140 Building $170,860
2022	$3,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2612 Cole Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2612 Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

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