270 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 270 White Oak Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 912 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-105-023`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-105-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	408 sqft
Patio Area	220 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	270 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK DR SUB 1 70.00 X 142.00
Legal Subdivision	WHITE OAK DR SUB 1
Legal Tract	25
Legal Block	105
Legal Lot Number	18
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	70700

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 WHITE OAK DR, ELYRIA, OH 44035-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Jul 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2019
Transfer Doc	20190723378
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	270 WHITE OAK DR, ELYRIA, OH 44035-4134
Document Number	0000733067
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 WHITE OAK DR ELYRIA OH 440354134, ELYRIA, OH 44035-4134

Mortgage

Document Number	0000733067
Date	Oct 4, 2019
Instrument	733067

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 25, 2019
Property Address	270 WHITE OAK DR, ELYRIA, OH 44035-4134
Document Number	0000723378
Instrument Date	Jul 23, 2019
Instrument	723378
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 WHITE OAK DR ELYRIA OH 440354134, ELYRIA, OH 44035-4134

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (-28.83%) Homeowner's exemption	$48,420 (+0.01%) Land $14,950 Building $33,470	$138,330 (-) Land $42,700 Building $95,630
2024	$1,828.00 (+19.87%)	$48,416 (+30.65%) Land $14,945 Building $33,471	$138,330 (+30.65%) Land $42,700 Building $95,630
2023	$1,525.00 (-1.1%)	$37,059 (%) Land $10,630 Building $26,429	$105,880 (-) Land $30,370 Building $75,510
2022	$1,542.00	$37,060 Land $10,630 Building $26,430
2021			$105,880 Land $30,370 Building $75,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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