265 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 265 White Oak Dr, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1955
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Aug 2022)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-106-003`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-106-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	200 sqft
Canopy	230 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	265 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK DRIVE SUB 1 70 X 142
Legal Subdivision	WHITE OAK DRIVE SUBDIVISION #1
Legal Tract	25
Legal Block	106
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1019
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-023-106-003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	265 WHITE OAK DR, ELYRIA, OH 44035-4133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	May 24, 2002 · Amount on Record
Deed Document Number	2022005319
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 23, 2022
Property Address	265 WHITE OAK DR, ELYRIA, OH 44035-4133
Document Number	0000888450
Map Reference	VOL 16 PG 28
Instrument Date	Aug 22, 2022
Instrument	2022-0888450
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	NOT AVAILABLE, NETWORK LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 WHITE OAK DR, ELYRIA, OH 44035-4133

Mortgage

Document Number	0000888451
Date	Aug 23, 2022
Instrument	2022-0888451

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00	$51,380 (+0.01%) Land $14,950 Building $36,430	$146,780 (-) Land $42,700 Building $104,080
2024	$2,419.00 (+14.92%)	$51,373 (+32.95%) Land $14,945 Building $36,428	$146,780 (+32.95%) Land $42,700 Building $104,080
2023	$2,105.00 (-2.09%)	$38,641 (+%) Land $10,630 Building $28,011	$110,400 (-) Land $30,370 Building $80,030
2022	$2,150.00	$38,640 Land $10,630 Building $28,010
2021			$110,400 Land $30,370 Building $80,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 510 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, Spectrum, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.