270 Sumner St, Oberlin, OH 44074 Property Records

Lorain County property record for 270 Sumner St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,096 sqft · built 1966
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-097-000-047`

Property Details

APN / Parcel Number

Primary APN	`09-00-097-000-047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	257 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	270 SUMNER ST
City	OBERLIN
State	OH
Zip	44074-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20010759519
Legal Subdivision	RUSSIA
Legal Lot Number	97
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	2
Census Block	2017
Census Tract	60100

Owner

270 Sumner St is owned and occupied by two individuals.

Source: Lorain County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	270 SUMNER ST, OBERLIN, OH 44074-1745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	270 SUMNER ST, OBERLIN, OH 44074-1745
Document Number	0000737903
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SUMNER ST OBERLIN OH 440741745, OBERLIN, OH 44074-1745

Mortgage

Document Number	0000737903
Date	Nov 12, 2019
Instrument	737903

Lender

Name	LORAIN COUNTY COMMISSIONERS
Address	226 MIDDLE AVE, ELYRIA, OH 44035-5629

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 270 Sumner St was $1,249 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00 Homeowner's exemption	$49,730 (-0.01%) Land $11,190 Building $38,540	$142,100 (-) Land $31,980 Building $110,120
2024		$49,735 (+43.65%) Land $11,193 Building $38,542	$142,100 (+43.65%) Land $31,980 Building $110,120
2023	$1,331.00 (+1.45%)	$34,622 (-0.02%) Land $10,997 Building $23,625	$98,920 Land $31,420 Building $67,500
2022	$1,312.00	$34,630 Land $11,000 Building $23,630
2021			$98,920 Land $31,420 Building $67,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Sumner St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Sumner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20