246 Sumner St, Oberlin, OH 44074 Property Records

Lorain County property record for 246 Sumner St, Oberlin, OH 44074 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Feb 2025)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-096-108-017`

Property Details

APN / Parcel Number

Primary APN	`09-00-096-108-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	142 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	246 SUMNER ST
City	OBERLIN
State	OH
Zip	44074-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENFIELD 51 X 141.90
Legal Subdivision	PENFIELD
Legal Block	108
Legal Lot Number	14
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2018
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-096-108-017

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	246 SUMNER ST, OBERLIN, OH 44074-1745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Feb 08, 2021	Intrafamily Transfer, Transfer NEWMAN TITLE
Oct 01, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	202542436
Prior Transfer Date	Feb 03, 2021
Prior Transfer Doc	0000802155
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 28, 2023
Property Address	246 SUMNER ST, OBERLIN, OH 44074-1745
Document Number	0000927250
Map Reference	VOL 1 PG 42
Instrument Date	Aug 25, 2023
Instrument	2023-0927250
Transaction Type	Transfer
Record Updated	Sep 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 SUMNER ST, OBERLIN, OH 44074-1745

Mortgage

Document Number	0000927251
Date	Aug 28, 2023
Instrument	2023-0927251

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 18, 2021
Property Address	246 SUMNER ST, OBERLIN, OH 44074-1745
Document Number	0000808164
Map Reference	VOL 1 PG 42
Instrument Date	Feb 03, 2021
Instrument	2021-0808164
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	246 SUMNER ST, OBERLIN, OH 44074-1745

Mortgage

Document Number	0000808165
Date	Mar 18, 2021
Instrument	2021-0808165

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Feb 08, 2021
Property Address	246 SUMNER ST, OBERLIN, OH 44074-1745
Document Number	0000802155
Map Reference	VOL 1 PG 42
Instrument Date	Feb 03, 2021
Instrument	2021-0802155
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	NEWMAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 SUMNER ST, OBERLIN, OH 44074-1745

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 01, 2019
Property Address	246 SUMNER ST, OBERLIN, OH 44074-1745
Document Number	0000732576
Instrument Date	Sep 24, 2019
Instrument	732576
Transaction Type	Foreclosure
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$85.20
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 SUMNER ST OBERLIN OH 440741745, OBERLIN, OH 44074-1745

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,543.00	$31,670 (-0.02%) Land $6,120 Building $25,550	$90,500 (-) Land $17,490 Building $73,010
2024	$1,543.00 (+72.6%)	$31,675 (+108.28%) Land $6,122 Building $25,554	$90,500 (+108.29%) Land $17,490 Building $73,010
2023	$894.00 (+2.52%)	$15,208 (-0.01%) Land $3,395 Building $11,813	$43,450 (-) Land $9,700 Building $33,750
2022	$872.00	$15,210 Land $3,400 Building $11,810
2021			$43,450 Land $9,700 Building $33,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cable Co-Op	Cable	1,000 / 50
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Sumner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures