270 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 270 Spring St SW, Concord, NC 28025

Property Summary

Property Type	Multi-Family Dwellings
Details	1,792 sqft · built 1978
Lot Size	0.068 acres (2,950 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2026)
Tax Bill	$630 (2023)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5630 05 5247`

Property Details

APN / Parcel Number

Primary APN	`5630 05 5247`
Alternative APNs	`12036 0147.000000` `154682` `168659` `89882`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,792 sqft Total Area
1st Floor Area	846 sqft
Upper Floors Area	864 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,950 sqft (0.068 acres)
Lot Dimensions	59 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	168659
Street Address	270 SPRING ST SW
City	CONCORD
State	NC
Zip	28025-5039
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RC
Legal Description	WEST SIDE SPRING ST
Legal Subdivision	LOGAN COMMUNITY SOUTH
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2002
Census Tract	42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	272 SPRING ST SW, CONCORD, NC 28025-5039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 5, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2022	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Document Number	202618835
Deed Book / Page	18118 / 48
Prior Transfer Date	Feb 5, 2024
Prior Transfer Doc	0016804247
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 7, 2026
Property Address	270 SPRING ST SW, CONCORD, NC 28025-5039
Document Number	0000018835
Book / Page	18118 / 48
Instrument Date	Jul 20, 2026
Instrument	202618835
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018836,
Date	Aug 7, 2026
Instrument	202618836

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 5, 2024
Property Address	270 SPRING ST SW, CONCORD, NC 28025-5039
Document Number	0016804247
Book / Page	16804 / 247
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 SPRING ST NW, CONCORD, NC 28025-4753

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 12, 2022
Property Address	270 SPRING ST SW, CONCORD, NC 28025-5039
Document Number	0001596356
Book / Page	15963 / 56
Instrument Date	Apr 12, 2022
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 OAK AVE, KANNAPOLIS, NC 28081-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SPRING ST SW, CONCORD, NC 28025-5039

Mortgage

Document Number	0001596359
Date	Apr 12, 2022
Instrument	15963/59

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,010 (-) Land $50,000 Building $224,010
2025		$274,010 (+430.92%) Land $50,000 Building $224,010
2024			$274,010 (+430.92%) Land $50,000 Building $224,010
2023	$630.00	$51,610 Land $21,000 Building $30,610	$51,610 Land $21,000 Building $30,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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