268 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 268 Spring St SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1940
Lot Size	0.12 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2023)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5630 05 5313`

Property Details

APN / Parcel Number

Primary APN	`5630 05 5313`
Alternative APNs	`12036 0147.100000` `127843` `143592` `166986`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	963 sqft Living Area
Gross Area	1,033 sqft
1st Floor Area	963 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.12 acres)
Lot Dimensions	65 ft deep x 80 ft wide
Garage Area	128 sqft
Porch	Slab
Porch Area	100 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	166986
Street Address	268 SPRING ST SW
City	CONCORD
State	NC
Zip	28025-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	WEST SIDE SPRING ST
Legal Subdivision	LOGAN COMMUNITY SOUTH
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2002
Census Tract	42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

268 Spring St SW is owned and occupied by an individual who bought it in November 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	268 SPRING ST SW, CONCORD, NC 28025-5039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 20, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jan 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Jan 20, 2021 · Amount on File
Deed Document Number	202323883
Deed Book / Page	16727 / 51
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 21, 2023
Property Address	268 SPRING ST SW, CONCORD, NC 28025-5039
Document Number	0001672751
Book / Page	16727 / 51
Map Reference	MB 14843 PG 5
Instrument Date	Nov 21, 2023
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 RIVA RIDGE RD, SNEADS FERRY, NC 28460-9333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 SPRING ST SW, CONCORD, NC 28025-5039

Mortgage

Document Number	0167270053
Date	Nov 21, 2023
Instrument	16727-0053

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 20, 2021
Property Address	268 SPRING ST SW, CONCORD, NC 28025-5039
Document Number	0000148435
Book / Page	14843 / 5
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 52, NEWELL, NC 28126-0052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 SPRING ST SW, CONCORD, NC 28025-5039

Mortgage

Document Number	0000148437
Date	Jan 20, 2021
Instrument	14843/7

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 7, 2019
Property Address	268 SPRING ST SW, CONCORD, NC 28025-5039
Document Number	13328313
Book / Page	013328 / 000313
Instrument Date	Oct 16, 2018
Instrument	313
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8507 ELK ORIVE CHARLOTTE NC 28213, CHARLOTTE, NC 28213

Tax Assessment & Valuation

The 2025 property tax bill for 268 Spring St SW was $1,897.

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,550 Land $42,500 Building $148,050
2025	$1,897.00
2024			$190,550 (+58.83%) Land $42,500 Building $148,050
2023	$1,463.00	$119,970 Land $25,500 Building $94,470	$119,970 Land $25,500 Building $94,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 268 Spring St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Spring St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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