253 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 253 Sprague St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 996 sqft · built 1961
Lot Size	0.348 acres (15,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Sep 2023)
Tax Bill	$8,450 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0169 L:0106`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0169 L:0106`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	996 sqft
Basement Area	864 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,170 sqft (0.348 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	253 SPRAGUE ST
City	DEDHAM
State	MA
Zip	02026-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	106
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	2
Census Block	2016
Census Tract	402300

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	253 SPRAGUE ST, DEDHAM, MA 02026-5225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	May 29, 1992 · Amount on Record
Deed Document Number	20231527194
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DEDHAM MA
Recording Date	Sep 29, 2023
Property Address	253 SPRAGUE ST, DEDHAM, MA 02026-5225
Document Number	0001527194
Instrument Date	Sep 29, 2023
Instrument	1527194
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	253 SPRAGUE ST, DEDHAM, MA 02026-5225

Mortgage

Document Number	0001527195
Date	Sep 29, 2023
Instrument	1527195

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Oct 1, 2033
Max Rate At Change	2.75%
Index	1-Year CMT

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	253 SPRAGUE ST, DEDHAM, MA 02026-5225
Document Number	0001451283
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 SPRAGUE ST DEDHAM MA 020265225, DEDHAM, MA 02026-5225

Mortgage

Document Number	0001451283
Date	Jul 27, 2020
Instrument	1451283

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,450.00 (+22.34%)	$687,000 (+25.53%) Land $339,400 Building $347,600	$692,064 (+2.69%)
2025	$6,907.00 (+3.86%)	$547,300 (+2.88%) Land $286,100 Building $261,200	$673,930 (+17.74%)
2024	$6,650.00 (+1.57%)	$532,000 (+4.33%) Land $270,900 Building $261,100	$572,375
2023	$6,547.00	$509,900 Land $240,600 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2014)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, Mar 2001 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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