Ulster County and Ulster Town property record for 270 South Rd, Ruby, NY 12475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,205 sqft · built 1975 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Dec 2020) |
| Tax Bill | $9,291 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134235.210 |
| Primary APN | 134235.210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,205 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Upper Floors Area | 735 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 182,952 sqft (4.2 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 264 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 134235.210 |
|---|---|
| Street Address | 270 SOUTH RD |
| City | RUBY |
| State | NY |
| Zip | 12475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 31 |
| Legal Block | 4 |
| Legal Lot Number | 10.210 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ULSTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 951500 |
Source: Ulster County and Ulster Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 22, RUBY, NY 12475-0022 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2018 | Deed of Trust, Mortgage RONDOUT SAVINGS BANK |
| Dec 18, 2020 | Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2007 · Amount on Record |
| Deed Document Number | 202019131 |
| Deed Book / Page | 6728 / 92 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 270 SOUTH RD, RUBY, NY 12475 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013258 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 0000011653/0000000102 |
| Instrument | 000000013258 |
| Name | RONDOUT SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 172 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Dec 18, 2020 |
| Property Address | 270 SOUTH RD, RUBY, NY 12475 |
| Document Number | 0000019131 |
| Book / Page | 6728 / 92 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2020-19131 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 KARAM CIR, WEST ORANGE, NJ 07052-1112 |
| Document Number | 0000019132 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020-19132 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Ulster Town |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,291.00 (+257.62%) | $162,500 (-) Land $43,500 Building $119,000 | $396,341 (+21.95%) Land $106,097 Building $290,244 |
| 2023 | $162,500 (-) Land $43,500 Building $119,000 | $325,000 (+1%) Land $87,000 Building $238,000 | |
| 2022 | $162,500 Land $43,500 Building $119,000 | $295,455 Land $79,091 Building $216,364 | |
| 2021 | $2,598.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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