246 South Rd, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 246 South Rd, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2024
Lot Size	4.61 acres (200,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Mar 2026)
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Jan 2025 Refinance Jan 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112334.111`

Property Details

APN / Parcel Number

Primary APN	`112334.111`
Alternative APN	`515400 39.1-5-13.115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Lot Area	200,812 sqft (4.61 acres)
Porch	Patio
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	112334.111
Street Address	246 SOUTH RD
City	RUBY
State	NY
Zip	12475-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31
Legal Block	5
Legal Lot Number	13.115
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2013
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 SOUTH RD, RUBY, NY 12475-8030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LOAN FUNDER LLC
Jan 15, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LOAN FUNDER LLC
Mar 9, 2026	Deed, Transfer ROCKET MORTGAGE LLC
Jul 26, 2024	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Jul 26, 2024 · Amount on Record
Deed Book / Page	7598 / 317
Prior Transfer Date	May 25, 2005
Prior Transfer Doc	0000014413
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	246 SOUTH RD, RUBY, NY 12475-8030
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000583
Date	Jan 15, 2025
Book Page	13441/236
Instrument	2025-583

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	246 SOUTH RD, RUBY, NY 12475-8030
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000582
Date	Jan 15, 2025
Book Page	13441/211
Instrument	2025-582

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Mar 9, 2026
Property Address	246 SOUTH RD, RUBY, NY 12475-8030
Document Number	0000002823
Book / Page	7598 / 317
Instrument Date	Feb 5, 2026
Instrument	2026-2823
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 SOUTH RD, RUBY, NY 12475-8030

Mortgage

Document Number	0000002824
Date	Mar 9, 2026
Instrument	2026-2824

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 26, 2024
Property Address	246 SOUTH RD, RUBY, NY 12475-8030
Document Number	0000008109
Book / Page	7380 / 122
Instrument Date	Jun 25, 2024
Instrument	2024-8109
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 FULTON ST, BROOKLYN, NY 11238-6909

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,003.00	$105,000 (+75%) Land $60,000 Building $45,000	$256,098 (+113.42%) Land $146,342 Building $109,756
2023		$60,000 Land $60,000	$120,000 Land $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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