270 Simalusa Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 270 Simalusa Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	3,180 sqft · built 2006
Lot Size	6.7 acres (291,852 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (May 2010)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2008 Line of Credit + 3 more
APN	`135-128-1437`

Property Details

APN / Parcel Number

Primary APN	`135-128-1437`
Alternative APN	`119720`

Interior

Building Area	3,180 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	291,852 sqft (6.7 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	270 SIMALUSA DR
City	COVINGTON
State	LA
Zip	70435-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMALUSA ESTATES LT21
Legal Subdivision	SIMALUSA ESTATES
Legal Lot Number	21
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	6
Census Block Group	2
Census Block	2009
Census Tract	40103

Owner

Source: St. Tammany Parish records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK & TRUST CHICAGO
Jan 8, 2008	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB
Dec 12, 2022	Intrafamily Transfer, Transfer
Oct 3, 2016	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 26, 2010	Cash Sale Deed, Transfer · Conventional Mortgage NOLA LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2010 · Amount on Record
Deed Sale	May 26, 2010 · Amount on Record
Deed Document Number	20101769219
Last Transfer Date	Dec 6, 2022
Transfer Doc	0002355995
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002234541
Date	Oct 27, 2020
Instrument	2234541

Lender

Name	CITIZENS BANK & TRUST CHICAGO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001662998
Date	Jan 8, 2008
Instrument	1662998

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 12, 2022
Property Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817
Document Number	0002355995
Map Reference	MAP 1408
Instrument Date	Dec 6, 2022
Instrument	2355995
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 3, 2016
Property Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817
Document Number	0002039238
Map Reference	DOC 1451177
Instrument Date	Sep 23, 2016
Instrument	2039238
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817

Mortgage

Document Number	0002039240
Date	Oct 3, 2016
Instrument	2039240

Lender

Name	SUMMIT FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

May 2010: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 26, 2010
Property Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817
Document Number	0001769219
Map Reference	MAP1408
Instrument Date	May 21, 2010
Instrument	1769219
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE SOLUTIONS SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1008, FOLSOM, LA 70437-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SIMALUSA DR, COVINGTON, LA 70435-8817
Investor	Possibly a Property Investor

Mortgage

Document Number	0001769223
Date	May 26, 2010
Instrument	1769223

Lender

Name	NOLA LENDING GROUP LLC
Type	Mortgage Company
Address	BATON ROUGE, LA 70816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (-3.65%) Homeowner's exemption	$40,717 (-) Land $5,089 Building $35,628	$407,171 (-) Land $50,893 Building $356,278
2024	$4,004.00 (+19.27%) Homeowner's exemption	$40,717 (+22.66%) Land $5,089 Building $35,628	$407,171 (+22.66%) Land $50,893 Building $356,278
2023	$3,357.00 Homeowner's exemption	$33,195 (-) Land $5,090 Building $28,105	$331,950 (-) Land $50,900 Building $281,050
2022	$3,357.00 Homeowner's exemption	$33,195 Land $5,090 Building $28,105	$331,950 Land $50,900 Building $281,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1998–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-BLEU LAKE HILLS private · serves 420 people · EPA ID LA1103132
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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