246 Simalusa Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 246 Simalusa Dr, Covington, LA 70435 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,783 sqft · built 2012
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Aug 2010)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Mortgage + 5 more
APN	`135-128-1453`

Property Details

APN / Parcel Number

Primary APN	`135-128-1453`
Alternative APN	`119722`

Interior

Building Area	2,783 sqft Living Area

Exterior

Year Built	Built 2012
Lot Area	217,800 sqft (5 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	135-128-1453
Street Address	246 SIMALUSA DR
City	COVINGTON
State	LA
Zip	70435-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 SIMALUSA ESTATES CONT 5.0 ACS INST NO 902689 INST NO 904199 INST NO 1366461 INST NO 1507136 INST NO 1611660 INST NO 15
Legal Subdivision	SIMALUSA ESTATES
Legal Lot Number	23
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	40103

Owner

Source: St. Tammany Parish records · APN 135-128-1453

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
May 24, 2011	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA PARISHES BANK
Feb 03, 2012	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA PARISHES BANK
May 03, 2012	Deed of Trust, Mortgage IBERIABANK
Aug 02, 2010	Deed, Transfer · Conventional Mortgage THE NEW ORLEANS FIREMENS FUC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2010 · Amount on Record
Deed Sale	Aug 02, 2010 · Amount on Record
Deed Document Number	1778936
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	UNKNOWN, BAYOU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002202743
Date	Apr 21, 2020
Instrument	2202743

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002244315
Date	Dec 28, 2020
Instrument	2244315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2036

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002271599
Date	May 24, 2021
Instrument	2271599

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001812164
Date	May 24, 2011
Instrument	1812164

Lender

Name	FLORIDA PARISHES BANK
Address	HAMMOND, LA 70404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	CLEAR TITLE, CLEAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001843542
Date	Feb 03, 2012
Instrument	1843542

Lender

Name	FLORIDA PARISHES BANK
Address	HAMMOND, LA 70403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2042

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001853779
Date	May 03, 2012
Instrument	1853779

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount Recorded

August 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 02, 2010
Property Address	246 SIMALUSA DR, COVINGTON, LA 70435-8817
Document Number	0001778936
Map Reference	FILE1408
Instrument Date	Jul 08, 2010
Instrument	1778936
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	UNKNOWN, CROWN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2360 SOULT ST, MANDEVILLE, LA 70448-2259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70015 5TH ST, COVINGTON, LA 70433-6707

Mortgage

Document Number	0001778939
Date	Aug 02, 2010
Instrument	1778939

Lender

Name	THE NEW ORLEANS FIREMENS FUC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2025

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,637.00 (-3.66%)	$39,925 (-) Land $5,613 Building $34,312	$399,248 (-) Land $56,132 Building $343,116
2024	$4,813.00 (+12.88%)	$39,925 (+22.33%) Land $5,613 Building $34,312	$399,248 (+22.33%) Land $56,132 Building $343,116
2023	$4,264.00	$32,636 (-) Land $5,613 Building $27,023	$326,360 (-) Land $56,130 Building $270,230
2022	$4,264.00	$32,636 Land $5,613 Building $27,023	$326,360 Land $56,130 Building $270,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030401032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1998–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2005, tidal / storm surge, Hurricane Katrina
Claims By Storm	Hurricane Katrina, Aug 2005 · 2 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 90% of Louisiana
Wildfire Likelihood	About 1 in 327 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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