Seminole County property record for 270 Saunders Trl, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1992 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | Company Name on File |
| Last Sale | $26,000 (Oct 1985) |
| Tax Bill | $1,862 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-20-32-302-002J-0000 |
| Primary APN | 20-20-32-302-002J-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 239,580 sqft (5.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
|---|---|
| Porch Area | 668 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 270 SAUNDERS TRL |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 20 TWP 20S RGE 32E S 330 FT OF N 660 FT OF E 726 FT OF SE 1/4 OF NE 1/4 (5.5 AC) |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 20 |
| Legal Subdivision | SAUNDERS HILLS 5 ACRE DEVELOPMENT |
| Legal Tract | 302 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 21201 |
270 Saunders Trl is owned by a company that acquired it in May 2021 and is owner-occupied.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 270 SAUNDERS TRL, GENEVA, FL 32732-9075 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Dec 8, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1985 · Amount on File |
| Deed Sale | Oct 1, 1985 · Amount on File |
| Prior Sale | May 1, 1982 · Amount on File |
| Deed Book / Page | 1697 / 942 |
| Last Transfer Date | May 26, 2021 |
| Transfer Doc | 0099470592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 2, 2021 |
| Property Address | 270 SAUNDERS TRL, GENEVA, FL 32732-9075 |
| Document Number | 0099470592 |
| Book / Page | 9947 / 592 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021072729 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 270 SAUNDERS TRL, GENEVA, FL 32732-9075 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 270 SAUNDERS TRL, GENEVA, FL 32732-9075 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 270 SAUNDERS TRL, GENEVA, FL 32732-9075 |
| Document Number | 0097820530 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 9782/530 |
| Instrument | 2020141534 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 270 Saunders Trl was $1,862 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,862.00 Homeowner's exemption | $155,567 | $421,743 Land $264,000 Building $157,743 |
| 2023 | $1,715.00 (+19.6%) Homeowner's exemption | $146,780 (+3%) | $391,522 (+6.39%) Land $242,000 Building $149,522 |
| 2022 | $1,434.00 Homeowner's exemption | $142,505 | $368,019 Land $220,000 Building $148,019 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 270 Saunders Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 6 (2005–2022) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 270 Saunders Trl is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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