231 Saunders Trl, Geneva, FL 32732 Property Records

Seminole County property record for 231 Saunders Trl, Geneva, FL 32732 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	1,296 sqft Living Area
Lot Size	840,708 sqft (19.2 acres)
Occupancy	Owner Occupied
Last Sale	$222,000 (2003)
Tax Bill	$2,029.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-20-32-300-0160-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,296 sqft Living Area
1st Floor	1,296 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2009
Exterior Material	Siding Exterior
Construction Type	Wood Frame Construction
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Galvanized Roof
Lot Area	840,708 sqft (19.2 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	3 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Patio Area	1 sqft Patio
Porch	1 Porch
Porch Area	304 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	231 SAUNDERS TRL
City	GENEVA
State	FL
Zip	32732-9302
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 21 TWP 20S RGE 32E BEG NW COR OF SW 1/4 OF NW 1/4 RUN E 251.7 FT S 417.4 FT E 208.7 FT S 417.4 FT E 208.7 FT S 139.3 FT E
Legal Range	32E
Legal Township	20S
Legal Section	21
Legal Subdivision	METES & BOUNDS
Legal Tract	300
Jurisdiction	SEMINOLE FL
Minor Civil Division	OVIEDO
Census Blockgroup	4
Census Block	4020
Census Tract	21201

Owner

Source: Seminole County records · APN 21-20-32-300-0160-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	231 SAUNDERS TRL, GENEVA, FL 32732-9302
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2003 · Amount on Record
Deed Sale	Sep 29, 2003 · Amount on Record
Prior Sale	Apr 16, 2002
Deed Doc Number	2003174356
Deed Book / Page	05038 / 1781
Record Refreshed	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	231 SAUNDERS TRL, GENEVA, FL 32732-9302
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SAUNDERS TRL, GENEVA, FL 32732-9302

Mortgage

Document Number	0104861609
Date	Aug 08, 2023
Book Page	10486/1609
Instrument	2023072710

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00 (-2.55%) Homeowner's exemption	$183,866 (+5.99%)	$585,935 (+18.65%) Land $463,200 Building $122,735
2023	$2,082.00 (+2.87%) Homeowner's exemption	$173,480 (+3%)	$493,818 (+8.48%) Land $386,000 Building $107,818
2022	$2,024.00 Homeowner's exemption	$168,427	$455,218 Land $347,400 Building $107,818

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 225 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.