270 Rivercliff Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 270 Rivercliff Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,904 sqft · built 2010
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Feb 2007)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3774-63-7593.000`

Property Details

APN / Parcel Number

Primary APN	`3774-63-7593.000`
Alternative APNs	`77449764` `80090130`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,904 sqft Heated Area
Gross Area	5,097 sqft
1st Floor Area	1,727 sqft
Basement Area	987 sqft
Unfinished Basement	987 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	71,874 sqft (1.65 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	6,740 sqft
Porch	Slab
Porch Area	466 sqft
Storage Building	260 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80090130
Street Address	270 RIVERCLIFF DR
City	STONY POINT
State	NC
Zip	28678-8997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L11 RIVERWALK PH 3 PB 25-51-56
Legal Subdivision	RIVERWALK
Legal Block	63
Legal Lot Number	11
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 16, 2022	Intrafamily Transfer, Transfer
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage TAYLORSVILLE SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2007 · Amount on Record
Deed Sale	Feb 23, 2007 · Amount on Record
Prior Sale	Aug 1, 1996 · Amount on Record
Deed Book / Page	1826 / 1783
Last Transfer Date	Feb 14, 2022
Transfer Doc	0028961399
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	May 26, 2026
Property Address	270 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Document Number	3216001773
Book / Page	3216 / 1773
Instrument Date	May 20, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 RIVERCLIFF DR, STONY POINT, NC 28678-8997

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Feb 16, 2022
Property Address	270 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Document Number	0028961399
Book / Page	2896 / 1399
Map Reference	MB 27 PG 56
Instrument Date	Feb 14, 2022
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 RIVERCLIFF DR, STONY POINT, NC 28678-8997

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	270 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2782753
Date	Feb 12, 2021
Book Page	2782/753

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	270 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25521794
Date	May 1, 2018
Book Page	2552/1794

Lender

Name	TAYLORSVILLE SAVINGS BANK SSB
Type	Bank
Address	TAYLORSVILLE, NC 28681

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,690 (-0.24%) Land $68,000 Building $374,690	$442,690 (-0.24%) Land $68,000 Building $374,690
2025	$2,678.00 (-0.11%)	$443,770 (+6.06%) Land $68,000 Building $375,770	$443,770 (+6.06%) Land $68,000 Building $375,770
2024	$2,681.00 (+6.05%)	$418,430 (-) Land $68,000 Building $350,430	$418,430 (-) Land $68,000 Building $350,430
2023	$2,528.00 (+15.91%)	$418,430 (+23.78%) Land $68,000 Building $350,430	$418,430 (+23.78%) Land $68,000 Building $350,430
2022	$2,181.00	$338,030 Land $68,000 Building $270,030	$338,030 Land $68,000 Building $270,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Rivercliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures