221 Rivercliff Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 221 Rivercliff Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 2022
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (May 2021)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3774-73-8886.000`

Property Details

APN / Parcel Number

Primary APN	`3774-73-8886.000`
Alternative APN	`80086798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Heated Area
Gross Area	2,680 sqft
1st Floor Area	1,688 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	122,404 sqft (2.81 acres)
Lot Width	241 ft Width
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80086798
Street Address	221 RIVERCLIFF DR
City	STONY POINT
State	NC
Zip	28678-8997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L63 RIVERWALK ADDN 2 TO S-5 PB 28-140
Legal Subdivision	RIVERWALK
Legal Block	73
Legal Lot Number	63
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Oct 20, 2021	Intrafamily Transfer, Transfer · Construction Mortgage INTERCOASTAL MORTGAGE
May 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Dec 1, 1997 · Amount on Record
Deed Book / Page	2817 / 1144
Prior Transfer Date	Aug 27, 2013
Prior Transfer Doc	22631384
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	221 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	TRIO ABSTRACT INC., TRITON ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002944526
Date	Sep 2, 2022
Book Page	2944/526

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Oct 20, 2021
Property Address	221 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Document Number	0002863116
Book / Page	2863 / 116
Map Reference	MB 28 PG 140
Instrument Date	Oct 19, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 RIVERCLIFF DR, STONY POINT, NC 28678-8997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 RIVERCLIFF DR, STONY POINT, NC 28678-8997

Mortgage

Document Number	0002863118
Date	Oct 20, 2021
Instrument	2863/118

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 27, 2021
Property Address	221 RIVERCLIFF DR, STONY POINT, NC 28678-8997
Document Number	0028171144
Book / Page	2817 / 1144
Map Reference	MB 28 PG 140
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Tax	$46.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	769 TUCKBOROUGH ST, GREER, SC 29651-7238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LIPE RD, TROUTMAN, NC 28166-9574

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,850 (-) Land $24,000 Building $306,850	$330,850 (-) Land $24,000 Building $306,850
2025	$2,012.00	$330,850 (-) Land $24,000 Building $306,850	$330,850 (-) Land $24,000 Building $306,850
2024	$2,012.00	$330,850 (-) Land $24,000 Building $306,850	$330,850 (-) Land $24,000 Building $306,850
2023	$2,012.00 (+1,090.53%)	$330,850 (+1,125.37%) Land $24,000 Building $306,850	$330,850 (+1,125.37%) Land $24,000 Building $306,850
2022	$169.00	$27,000 Land $27,000	$27,000 Land $27,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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