270 River Rd, Waddington, NY 13694 Property Records

St. Lawrence County and Waddington Town property record for 270 River Rd, Waddington, NY 13694

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 2022
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$108,000 (Nov 2018)
Tax Bill$8,498 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
APN408289 21.037-1-8

Property Details

APN / Parcel Number

Primary APN408289 21.037-1-8
Alternative APN
  • 828902103700010080000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions163 ft deep x 147 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number408289 21.037-1-8
Street Address270 RIVER RD
CityWADDINGTON
StateNY
Zip13694-3160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description147X166X149X161 VACANT WATERFRONT
Legal Block1
Legal Lot Number8.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionWADDINGTON
Census Block Group3
Census Block3042
Census Tract490500

Owner

Source: St. Lawrence County and Waddington Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2601 S 2ND ST, B, AUSTIN, TX 78704-6201
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Prior SaleSep 24, 1998 · Amount on Record
Deed Document Number201815485
Record UpdatedJun 8, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateNov 15, 2018
Property Address270 RIVER RD, WADDINGTON, NY 13694-3160
Document Number0000015485
Instrument DateOct 17, 2018
InstrumentR-2018-00015485
Transaction TypeTransfer
Record UpdatedMar 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$432.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address983 BUCK RD, MADRID, NY 13660-3144

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 S 2ND ST # B, B, AUSTIN, TX 78704-6201

Mortgage

Document Number0000015486
DateNov 15, 2018
InstrumentR-2018-00015486
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term241 Months
DueDec 1, 2038
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateDec 1, 2019
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6.87%
Index1-Year LIBOR
Max Rate10.8%

Tax Assessment & Valuation

Source: St. Lawrence County and Waddington Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionWaddington Town
Unified School DistrictMadrid-Waddington Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,498.00$280,000 (+59.91%) Land $80,100 Building $199,900$451,613 (+80.54%) Land $129,194 Building $322,419
2023$175,100 Land $80,100 Building $95,000$250,143 Land $114,429 Building $135,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number