St. Lawrence County and Waddington Town property record for 248 River Rd, Waddington, NY 13694
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1986 |
| Lot Size | 1.02 acres (44,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Sep 2021) |
| Tax Bill | $9,691 (2026) |
| Deeds & Mortgages | Sep 2021 Sale May 2017 Mortgage |
| APN | 408289 21.037-1-11.1 |
| Primary APN | 408289 21.037-1-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,800 sqft (1.02 acres) |
| Lot Dimensions | 175 ft deep x 256 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,780 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Cabin | Cabin |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 408289 21.037-1-11.1 |
|---|---|
| Street Address | 248 RIVER RD |
| City | WADDINGTON |
| State | NY |
| Zip | 13694-3160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 11.001 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | WADDINGTON |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 490500 |
248 River Rd is owned and occupied by two individuals who bought it in September 2021.
Source: St. Lawrence County and Waddington Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 RIVER RD, WADDINGTON, NY 13694-3160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Warranty Deed, Transfer |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Prior Sale | Oct 30, 2013 · Amount on File |
| Deed Document Number | 202112780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Sep 24, 2021 |
| Property Address | 248 RIVER RD, WADDINGTON, NY 13694-3160 |
| Document Number | 0000012780 |
| Instrument Date | Aug 25, 2021 |
| Instrument | R-2021-00012780 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 RIVER RD, WADDINGTON, NY 13694-3160 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5538 STATE HIGHWAY 56, POTSDAM, NY 13676-3461 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 248 RIVER RD, WADDINGTON, NY 13694-3160 |
| Document Number | 0000006537 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 248 RIVER RD WADDINGTON NY 136943160, WADDINGTON, NY 13694-3160 |
| Document Number | 0000006537 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 6537 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 18, 2027 |
The 2026 property tax bill for 248 River Rd was $9,691, up 0.1% from the year before.
Source: St. Lawrence County and Waddington Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Waddington Town |
| Unified School District | Madrid-Waddington Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,691.00 (+0.06%) | ||
| 2025 | $9,685.00 (+2.67%) | $275,800 (-) Land $105,000 Building $170,800 | $444,839 (+1.61%) Land $169,355 Building $275,484 |
| 2024 | $9,433.00 | $275,800 (-) Land $105,000 Building $170,800 | $437,778 (+11.11%) Land $166,667 Building $271,111 |
| 2023 | $275,800 Land $105,000 Building $170,800 | $394,000 Land $150,000 Building $244,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 248 River Rd; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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