270 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 270 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1900
Lot Size	0.063 acres (2,744 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Apr 2026)
Tax Bill	$6,152 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-01308-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`19-01308-0000-00059`
Alternative APNs	`190130800059` `05004320` `2435`

Interior

Stories	2 Stories
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,744 sqft (0.063 acres)
Lot Dimensions	107 ft deep x 30 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2435
Street Address	270 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	1308
Legal Lot Number	59
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2014
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

270 Irwin St is owned by a company that bought it in April 2026.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	152 ADAMS ST, 2, NEWARK, NJ 07105-1718
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN LAND TITLE
Apr 7, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FUNDING
Aug 2, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 5, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Aug 2, 2022 · Amount on File
Deed Document Number	2026635112
Deed Book / Page	3565 / 307
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 7, 2026
Property Address	270 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Document Number	0000635112
Book / Page	3565 / 307
Instrument Date	Mar 10, 2026
Instrument	2026.635112
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,310.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000635113,
Date	Apr 7, 2026
Instrument	2026..635113

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 7, 2026
Property Address	270 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Document Number	003565/307
Book / Page	3565 / 307
Instrument Date	Mar 10, 2026
Instrument	2026635112
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,310.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000635113,
Date	Apr 7, 2026
Instrument	2026635113

Lender

Name	FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Aug 2, 2022
Property Address	270 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Document Number	0003284/77
Book / Page	3284 / 77
Instrument Date	Jul 18, 2022
Instrument	2022-580071
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5607 MYRTLE AVE, 5607, RIDGEWOOD, NY 11385-4735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 IRWIN ST, PHILLIPSBURG, NJ 08865-2442

Mortgage

Document Number	2022580072
Date	Aug 2, 2022
Instrument	2022-580072

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	May 5, 2020
Property Address	270 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Document Number	0000528094
Book / Page	003055 / 000227
Instrument Date	Apr 30, 2020
Instrument	528094
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 MYRTLE AVE FLUSHING NY 113854735, FLUSHING, NY 11385-4735

Mortgage

Document Number	528095
Date	May 5, 2020
Book Page	006859/000038
Instrument	528095

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 270 Irwin St was $6,152, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,600 (-) Land $25,800 Building $105,800	$131,600 (-) Land $25,800 Building $105,800
2025	$6,152.00 (+2.86%)	$131,600 Land $25,800 Building $105,800	$131,600 Land $25,800 Building $105,800
2024	$5,981.00
2023		$131,600 Land $25,800 Building $105,800	$131,600 Land $25,800 Building $105,800
2022	$5,035.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 270 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Irwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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