264 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 264 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,278 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (May 2018)
Tax Bill	$5,741 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-01308-0000-00056`

Property Details

APN / Parcel Number

Primary APN	`19-01308-0000-00056`
Alternative APNs	`190130800056` `05004290` `2432`

Interior

Stories	2 Stories
Building Area	1,278 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	107 ft deep x 20 ft wide

Location & Zoning

Account Number	2432
Street Address	264 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	PHILLIPSBURG
Legal Block	1308
Legal Lot Number	56
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2014
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

264 Irwin St is owned and occupied by two individuals who bought it in May 2018.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	264 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 3, 2018	Grant Deed, Transfer · FHA Mortgage BENCHMARK MTG
Jul 14, 2017	Grant Deed, Transfer CHANGFA YANG
Apr 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on File
Deed Sale	May 3, 2018 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	2018492269
Deed Book / Page	2855 / 332
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	264 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007245/307
Date	Dec 8, 2021
Book Page	7245/307
Instrument	2021-566867

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	May 3, 2018
Property Address	264 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Document Number	0000492269
Book / Page	002855 / 000332
Instrument Date	Apr 30, 2018
Instrument	492269
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	264 IRWIN ST PHILLIPSBURG NJ 088652442, PHILLIPSBURG, NJ 08865-2442

Mortgage

Document Number	492270
Date	May 3, 2018
Book Page	006576/000146
Instrument	492270

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 14, 2017
Property Address	264 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Document Number	0000477935
Book / Page	002777 / 000044
Instrument Date	Jun 9, 2017
Instrument	477935
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	KENWORTH TITLE LLC

Transaction

Amount	Amount on Record
Tax	$38.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 N VAN BUREN ST ALLENTOWN PA 181091748, ALLENTOWN, PA 18109-1748

Mortgage

Document Number	477936
Date	Jul 14, 2017
Book Page	006467/000048
Instrument	477936

Lender

Name	CHANGFA YANG
Address	11 HIDDEN BROOK WAY, SINKING SPRING, PA 19608-9623

Agreement

Amount	Amount on Record

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 3, 2017
Property Address	264 IRWIN ST, PHILLIPSBURG, NJ 08865-2442
Document Number	0000473331
Book / Page	002751 / 000267
Instrument Date	Mar 19, 2017
Instrument	473331
Transaction Type	Foreclosure
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	450 HILLCREST BLVD PHILLIPSBURG NJ 088651527, PHILLIPSBURG, NJ 08865-1527

Tax Assessment & Valuation

The 2025 property tax bill for 264 Irwin St was $5,741, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 (-) Land $25,400 Building $97,400	$122,800 (-) Land $25,400 Building $97,400
2025	$5,741.00 (+2.87%)	$122,800 Land $25,400 Building $97,400	$122,800 Land $25,400 Building $97,400
2024	$5,581.00
2023		$122,800 (+4.24%) Land $25,400 Building $97,400	$122,800 (+4.24%) Land $25,400 Building $97,400
2022	$4,886.00 (+1.86%)	$117,800 Land $25,400 Building $92,400	$117,800 Land $25,400 Building $92,400
2021	$4,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Irwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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