270 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 270 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,018 sqft · built 1929
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2020)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-33-102-018`

Property Details

APN / Parcel Number

Primary APN	`70-16-33-102-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	157 ft deep x 44 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	270 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	ALL THAT PT OF NW 1/4 NW 1/4 COM 627 FT E OF NW COR THEREOF TH S 190 FT, E 44 FT, N 190 FT, TH W 44 FT TO PT OF BEG, EXC N 33 FT FOR STREET SEC 33 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	33
Legal Block	102
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	4
Census Block	4005
Census Tract	25700

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 E 16TH ST, HOLLAND, MI 49423-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Mar 2, 1990
Deed Document Number	202056809
Prior Transfer Date	May 27, 2005
Prior Transfer Doc	4875/025
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	270 E 16TH ST, HOLLAND, MI 49423-4214
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 E 16TH ST, HOLLAND, MI 49423-4214

Mortgage

Document Number	20260007179
Date	Mar 18, 2026
Instrument	2026-0007179

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 15, 2020
Property Address	270 E 16TH ST, HOLLAND, MI 49423-4214
Document Number	20200056809
Instrument Date	Dec 11, 2020
Instrument	2020-0056809
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10766 DEER RIDGE CT, 10766, ZEELAND, MI 49464-6830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 E 16TH ST, HOLLAND, MI 49423-4214

Mortgage

Document Number	20200056810
Date	Dec 15, 2020
Instrument	2020-0056810

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,700 (+4%)	$213,400 (+4%)
2025	$3,466.00 (+15.84%) Homeowner's exemption	$102,600 (+7.66%)	$205,200 (+7.66%)
2023		$95,300	$190,600
2022	$2,992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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