270 Cobblestone Cir, Red Oak, TX 75154 Property Records

Ellis County property record for 270 Cobblestone Cir, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 2002
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$154,300 (Dec 2009)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R217999`

Property Details

APN / Parcel Number

Primary APN	`R217999`
Alternative APNs	`72304890202800111` `217999`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	140 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	270 COBBLESTONE CIR
City	RED OAK
State	TX
Zip	75154-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BLK B COBBLESTONE ESTS 0.268 AC
Legal Subdivision	COBBLESTONE ESTS
Legal Block	B
Legal Lot Number	28
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4003
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 COBBLESTONE CIR, RED OAK, TX 75154-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2019	Deed of Trust, Mortgage · FHA Mortgage TEXASLENDING.COM
Oct 13, 2018	Deed of Trust, Mortgage SUPREME LNDG
Apr 25, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2009 · Amount on Record
Deed Sale	Dec 1, 2009 · Amount on Record
Deed Document Number	200925958
Deed Book / Page	2484 / 41
Prior Transfer Date	Nov 19, 2009
Prior Transfer Doc	0024840041
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	270 COBBLESTONE CIR, RED OAK, TX 75154-5043
Document Number	0000032264
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COBBLESTONE CIR RED OAK TX 751545043, RED OAK, TX 75154-5043

Mortgage

Document Number	0000032264
Date	Oct 25, 2019
Instrument	32264

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	270 COBBLESTONE CIR, RED OAK, TX 75154-5043
Document Number	0000030462
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	SUPERIOR ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COBBLESTONE CIR RED OAK TX 751545043, RED OAK, TX 75154-5043

Mortgage

Document Number	0000030462
Date	Oct 19, 2018
Instrument	30462

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	270 COBBLESTONE CIR, RED OAK, TX 75154-5043
Document Number	0000012265
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	270 COBBLESTONE CIR RED OAK TX 751545043, RED OAK, TX 75154-5043

Mortgage

Document Number	0000012265
Date	May 4, 2017
Instrument	12265

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,234 (-10.19%) Land $71,500 Building $156,734	$228,234 (-10.19%) Land $71,500 Building $156,734
2025	$3,662.00 (-11.05%) Homeowner's exemption	$254,143 (-6.87%) Land $71,500 Building $182,643	$254,143 (-6.87%) Land $71,500 Building $182,643
2024	$4,117.00 (+13.07%)
2023	$3,641.00 (+6.18%) Homeowner's exemption	$272,893 Land $71,500 Building $201,393	$272,893 Land $71,500 Building $201,393
2018	$3,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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