264 Cobblestone Cir, Red Oak, TX 75154 Property Records

Ellis County property record for 264 Cobblestone Cir, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,513 sqft · built 2005
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,428 (Sep 2022)
Tax Bill	$6,154 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R218006`

Property Details

APN / Parcel Number

Primary APN	`R218006`
Alternative APNs	`72304890202500111` `218006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,513 sqft Living Area
Gross Area	2,097 sqft
1st Floor Area	1,513 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	201 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	264 COBBLESTONE CIR
City	RED OAK
State	TX
Zip	75154-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLK B COBBLESTONE ESTS 0.241 AC
Legal Subdivision	COBBLESTONE ESTS
Legal Block	B
Legal Lot Number	25
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4003
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 COBBLESTONE CIR, RED OAK, TX 75154-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jul 26, 2017	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	202237986
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	0000020959
Record Updated	Sep 20, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Sep 28, 2022
Property Address	264 COBBLESTONE CIR, RED OAK, TX 75154-5043
Document Number	0002237986
Map Reference	CAB E SL 174
Instrument Date	Sep 27, 2022
Instrument	2237986
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 COBBLESTONE CIR, RED OAK, TX 75154-5043

Mortgage

Document Number	0002237987
Date	Sep 28, 2022
Instrument	2237987

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 26, 2017
Property Address	264 COBBLESTONE CIR, RED OAK, TX 75154-5043
Document Number	0000020959
Instrument Date	Jul 24, 2017
Instrument	20959
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	264 COBBLESTONE CIR RED OAK TX 751545043, RED OAK, TX 75154-5043

Mortgage

Document Number	20960
Date	Jul 26, 2017
Instrument	20960

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,423 (-10.03%) Land $65,000 Building $207,423	$272,423 (-10.03%) Land $65,000 Building $207,423
2025	$6,154.00 (-3.19%)	$302,782 (-12.23%) Land $65,000 Building $237,782	$302,782 (-12.23%) Land $65,000 Building $237,782
2024	$6,357.00 (-11.19%)
2023	$7,158.00 (+57.01%) Homeowner's exemption	$344,971 Land $65,000 Building $279,971	$344,971 Land $65,000 Building $279,971
2018	$4,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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