270 Cherry Tree Sq, Forest Hill, MD 21050 Property Records

Harford County property record for 270 Cherry Tree Sq, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3 ba · 1,494 sqft · built 1997
Lot Size	0.054 acres (2,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (May 2022)
Tax Bill	$3,766 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-304043`

Property Details

APN / Parcel Number

Primary APN	`03-304043`
Alternative APNs	`3304043` `304043`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,494 sqft Total Area
Basement Area	390 sqft
Finished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,360 sqft (0.054 acres)
Garage Type	Basement
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	264 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	304043
Street Address	270 CHERRY TREE SQ
City	FOREST HILL
State	MD
Zip	21050-3090
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AG
Legal Description	LOT 213 2360 SF 270 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79
Legal Subdivision	SPENCEOLA FARMS
Legal Lot Number	213
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2013
Census Tract	303203

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 CHERRY TREE SQ, FOREST HILL, MD 21050-3090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Oct 30, 2018	Deed, Transfer · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Book / Page	15495 / 470
Transfer Doc	0000000222
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 4, 2022
Property Address	270 CHERRY TREE SQ, FOREST HILL, MD 21050-3090
Document Number	0154950470
Book / Page	15495 / 470
Map Reference	MB CGH III 85 FO 79
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	270 CHERRY, FOREST HILL, MD 21050

Mortgage

Document Number	0154950477
Date	May 4, 2022
Instrument	15495-0477

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2062

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 30, 2018
Property Address	270 CHERRY TREE SQ, FOREST HILL, MD 21050-3090
Document Number	0130400095
Book / Page	13040 / 0095
Map Reference	MB CHH85 FO79
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMER TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	270 CHERRY TREE SQ, FOREST HILL, MD 21050-3090

Mortgage

Document Number	0013040101
Date	Oct 30, 2018
Instrument	13040/101

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,766.00 (+11.62%) Homeowner's exemption	$345,567 (+4.46%)	$375,100 (+13.39%) Land $75,000 Building $300,100
2025	$3,374.00 (+12.02%) Homeowner's exemption	$330,800 (+12.31%) Land $72,000 Building $258,800	$330,800 (-) Land $72,000 Building $258,800
2023		$294,533	$330,800 Land $72,000 Building $258,800
2022	$3,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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