268 Cherry Tree Sq, Forest Hill, MD 21050 Property Records

Harford County property record for 268 Cherry Tree Sq, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3 ba · 1,580 sqft · built 1997
Lot Size	0.054 acres (2,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Oct 2017)
Tax Bill	$3,472 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-304051`

Property Details

APN / Parcel Number

Primary APN	`03-304051`
Alternative APNs	`3304051` `304051`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,580 sqft Total Area
Basement Area	460 sqft
Finished Basement	460 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,360 sqft (0.054 acres)
Garage Type	Basement
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	304051
Street Address	268 CHERRY TREE SQ
City	FOREST HILL
State	MD
Zip	21050-3090
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AG
Legal Description	LOT 214 2360 SF 268 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79
Legal Subdivision	SPENCEOLA FARMS
Legal Lot Number	214
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2013
Census Tract	303203

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	268 CHERRY TREE SQ, FOREST HILL, MD 21050-3090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2017	Special Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Mar 15, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	201712559-0482
Deed Book / Page	12559 / 482
Transfer Doc	0000000222
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	268 CHERRY TREE SQ, FOREST HILL, MD 21050-3090
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 CHERRY TREE SQ, FOREST HILL, MD 21050-3090

Mortgage

Document Number	0151430433
Date	Oct 29, 2021
Book Page	15143/433

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Sep 1, 2047

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 18, 2017
Property Address	268 CHERRY TREE SQ, FOREST HILL, MD 21050-3090
Document Number	0125590482
Book / Page	12559 / 0482
Map Reference	MB CGH85 FO79
Instrument Date	Sep 25, 2017
Instrument	12559-0482
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 CHERRY TREE SQ, FOREST HILL, MD 21050-3090

Mortgage

Document Number	125590489
Date	Oct 18, 2017
Instrument	12559-0489

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 15, 2017
Property Address	268 CHERRY TREE SQ, FOREST HILL, MD 21050-3090
Document Number	0122630011
Book / Page	012263 / 000011
Instrument Date	Dec 14, 2016
Transaction Type	Foreclosure
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,472.00 (+8.64%)	$318,567 (+4.35%)	$345,100 (+13.04%) Land $75,000 Building $270,100
2025	$3,196.00 (+8.89%)	$305,300 (+8.53%) Land $72,000 Building $233,300	$305,300 (-) Land $72,000 Building $233,300
2023		$281,300	$305,300 Land $72,000 Building $233,300
2022	$2,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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