270 Cherokee Dr, Georgetown, SC 29440 Property Records

Georgetown County property record for 270 Cherokee Dr, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Nov 2024)
Tax Bill	$8,672 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`020133B011.00.00`

Property Details

APN / Parcel Number

Primary APN	`020133B011.00.00`
Alternative APN	`5279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,368 sqft
2nd Floor Area	594 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Loading Dock	Loading Dock
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	5279
Street Address	270 CHEROKEE DR
City	GEORGETOWN
State	SC
Zip	29440-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLACK RIVER R ; PLT 3271-167
Legal Subdivision	BLACK RIVER RETREAT
Legal Lot Number	11
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3018
Census Tract	920301

Owner

270 Cherokee Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Georgetown County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Nov 30, 2021	Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI RELIANCE FIRST CAP
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 18, 2018	Deed, Transfer · ARM THE CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Nov 20, 2023 · Amount on File
Deed Document Number	202410753
Deed Book / Page	4753 / 22
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 20, 2026
Property Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844
Document Number	0000003898
Book / Page	4994 / 255
Instrument Date	Apr 9, 2026
Instrument	20263898
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844

Mortgage

Document Number	0000003898,
Date	Apr 20, 2026
Book Page	4994/255
Instrument	20263898

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Nov 30, 2021
Property Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844
Document Number	04254/0159
Book / Page	4254 / 159
Map Reference	MB BB PG 80
Instrument Date	Nov 24, 2021
Instrument	202100017409
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,235.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2816 KEATS ST, COLUMBIA, SC 29204-2533

Mortgage

Document Number	202100017410
Date	Nov 30, 2021
Instrument	202100017410

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844
Document Number	3766/0301
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 CHEROKEE DR GEORGETOWN SC 294405844, GEORGETOWN, SC 29440-5844

Mortgage

Document Number	3766/0301
Date	May 11, 2020
Book Page	003766/000301
Instrument	4680

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 4, 2019
Property Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844
Document Number	3612/0096
Book / Page	003612 / 000096
Instrument Date	Oct 2, 2019
Instrument	10037
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 CHEROKEE DR GEORGETOWN SC 294405844, GEORGETOWN, SC 29440-5844

Mortgage

Document Number	3612/0101
Date	Oct 4, 2019
Book Page	003612/000101
Instrument	10038

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	May 18, 2018
Property Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844
Document Number	03271/0168
Book / Page	3271 / 168
Map Reference	MBBB PG80
Instrument Date	May 16, 2018
Instrument	201800004593
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 CHEROKEE DR, GEORGETOWN, SC 29440-5844

Mortgage

Document Number	03271/0175
Date	May 18, 2018
Book Page	3271/175
Instrument	201800004594

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	MURRELLS INLET, SC 29576

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 270 Cherokee Dr was $8,672.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,672.00	$33,860 Land $7,500 Building $26,360	$564,300 Land $125,000 Building $439,300
2023	$2,123.00 (-65.8%)	$16,180 (-33.33%) Land $4,600 Building $11,580	$404,500 (-) Land $115,000 Building $289,500
2022	$6,207.00	$24,270 Land $6,900 Building $17,370	$404,500 Land $115,000 Building $289,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 270 Cherokee Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	9 (2015–2016)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Cherokee Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cherokee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures