174 Cherokee Dr, Georgetown, SC 29440 Property Records

Georgetown County property record for 174 Cherokee Dr, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,906 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,344 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2010 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`020133B007.00.00`

Property Details

APN / Parcel Number

Primary APN	`020133B007.00.00`
Alternative APN	`5275`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	1,894 sqft
2nd Floor Area	1,012 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,894 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	1,056 sqft
Loading Dock	Loading Dock
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	5275
Old Parcel Number	020133B007.00.00
Street Address	174 CHEROKEE DR
City	GEORGETOWN
State	SC
Zip	29440-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLACK RIVER RETREAT
Legal Subdivision	BLACK RIVER RETREAT SEC B
Legal Lot Number	7
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3018
Census Tract	920301

Owner

174 Cherokee Dr is owned and occupied by two individuals who acquired it in December 2001.

Source: Georgetown County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	174 CHEROKEE DR, GEORGETOWN, SC 29440-5843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BROTHERS BK
Feb 2, 2010	Deed of Trust, Mortgage · Line of Credit ANDERSON BROTHERS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2001
Deed Sale	Dec 21, 2001
Deed Document Number	0000126231
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	174 CHEROKEE DR, GEORGETOWN, SC 29440-5843
Document Number	3773/0146
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CHEROKEE DR GEORGETOWN SC 294405843, GEORGETOWN, SC 29440-5843

Mortgage

Document Number	3773/0146
Date	May 19, 2020
Book Page	003773/000146
Instrument	4986

Lender

Name	ANDERSON BROTHERS BK
Type	Bank
Address	MULLINS, SC 29574

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 18, 2025

Interest

Rate	2%

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	174 CHEROKEE DR, GEORGETOWN, SC 29440-5843
Document Number	3786/0346
Instrument Date	Feb 2, 2010
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CHEROKEE DR GEORGETOWN SC 294405843, GEORGETOWN, SC 29440-5843

Mortgage

Document Number	3786/0346
Date	Jun 5, 2020
Book Page	003786/000346
Instrument	5648

Lender

Name	ANDERSON BROTHERS BK
Type	Bank
Address	GEORGETOWN, SC 29442

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 174 Cherokee Dr was $2,344.

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,344.00	$18,869 Land $4,559 Building $14,310	$517,400 Land $125,000 Building $392,400
2023	$2,269.00 (+13.05%)	$16,408 (-) Land $3,433 Building $12,975	$430,100 (-) Land $90,000 Building $340,100
2022	$2,007.00	$16,408 Land $3,433 Building $12,975	$430,100 Land $90,000 Building $340,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Cherokee Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	9 (2015–2016)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Cherokee Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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