270 Caroline Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 270 Caroline Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,088 (Apr 2026)
Tax Bill	$2,071 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2012 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0763636`

Property Details

APN / Parcel Number

Primary APN	`R0763636`
Alternative APNs	`07-3966-17-1-09-13-0000` `0000354849`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Shed	1 Shed
Shed Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000354849
Street Address	270 CAROLINE RD
City	KALISPELL
State	MT
Zip	59901-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S17, T28 N, R21 W, 12289-A, PARCEL N/A, TR 4CG IN N2NE4
Legal Range	21W
Legal Township	28N
Legal Section	17
Legal Subdivision	CERT/SURVEY 12289
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2040
Census Tract	1202

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 CAROLINE RD, KALISPELL, MT 59901-4612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jun 11, 2012	Deed of Trust, Mortgage · Conventional Mortgage MISSOULA FCU
Apr 7, 2026	Warranty Deed, Transfer · VA Mortgage FOCUS MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	20267130
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	270 CAROLINE RD, KALISPELL, MT 59901-4612
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600001538
Date	Jan 23, 2026
Instrument	202600001538

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 12, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	270 CAROLINE RD, KALISPELL, MT 59901-4612
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200012703
Date	Jun 11, 2012
Instrument	201200012703

Lender

Name	MISSOULA FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2027

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 7, 2026
Property Address	270 CAROLINE RD, KALISPELL, MT 59901-4612
Document Number	0000007130
Instrument Date	Apr 6, 2026
Instrument	20267130
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	270 CAROLINE RD, KALISPELL, MT 59901-4612
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007131,
Date	Apr 7, 2026
Instrument	20267131

Lender

Name	FOCUS MORTGAGE SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,071.00 (+1.77%)	$507,900 (-)
2025	$2,035.00 (-39.34%)	$507,900 (+29.6%)	$507,900 (+29.6%) Land $175,000 Building $332,900
2023	$3,355.00	$391,900	$391,900 Land $125,600 Building $266,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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