265 Caroline Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 265 Caroline Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1946
Lot Size	0.638 acres (27,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,130 (Jan 2026)
Tax Bill	$1,428 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R0794671`

Property Details

APN / Parcel Number

Primary APN	`R0794671`
Alternative APNs	`07-3966-17-1-10-19-0000` `0000974850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	27,791 sqft (0.638 acres)

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000974850
Street Address	265 CAROLINE RD
City	KALISPELL
State	MT
Zip	59901-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	ZIMWALD SUB TR AMD L20 & 21, S17, T28 N, R21 W, LOT B, ASSR# 0000974850
Legal Range	21W
Legal Township	28N
Legal Section	17
Legal Subdivision	ZIMWALD SUB TR AMD L20 & 21
Legal Lot Number	B
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2040
Census Tract	1202

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 CAROLINE RD, KALISPELL, MT 59901-4611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 8, 2008	Deed of Trust, Mortgage · Line of Credit CITIBANK FSB
Jun 30, 2005	Deed of Trust, Mortgage · Line of Credit CITIBANK FSB
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Deed Document Number	2026673
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	265 CAROLINE RD, KALISPELL, MT 59901-4611
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VIRTUE WAY, COLUMBIA FALLS, MT 59912-9368

Mortgage

Document Number	202600002084
Date	Jan 30, 2026
Instrument	202600002084

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	265 CAROLINE RD, KALISPELL, MT 59901-4611
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200027454
Date	Oct 24, 2022
Instrument	202200027454

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	265 CAROLINE RD, KALISPELL, MT 59901-4611
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800028167
Date	Oct 8, 2008
Instrument	200800028167

Lender

Name	CITIBANK FSB
Type	Bank
Address	22090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	265 CAROLINE RD, KALISPELL, MT 59901-4611
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200518111370
Date	Jun 30, 2005
Instrument	200518111370

Lender

Name	CITIBANK FSB
Type	Bank
Address	22090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 9, 2026
Property Address	265 CAROLINE RD, KALISPELL, MT 59901-4611
Document Number	202600000673
Instrument Date	Jan 9, 2026
Instrument	202600000673
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 CAROLINE RD, KALISPELL, MT 59901-4611

Mortgage

Document Number	202600000674
Date	Jan 9, 2026
Instrument	202600000674

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,428.00 (+5.54%)	$368,900 (-)
2025	$1,353.00 (-51.99%)	$368,900 (+12.06%)	$368,900 (+12.06%) Land $161,099 Building $207,801
2023	$2,818.00	$329,200	$329,200 Land $82,454 Building $246,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

Nearby Properties on Caroline Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures