Loudon County property record for 270 Bay Pointe Rd, Vonore, TN 37885
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 9,456 sqft · built 2023 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,728,000 (Nov 2024) |
| Tax Bill | $12,661 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078B-A-018.00 |
| Primary APN | 078B-A-018.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 28 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 9,456 sqft Living Area |
| Gross Area | 11,071 sqft |
| 1st Floor Area | 7,334 sqft |
| Basement Area | 563 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,052 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Deck Area | 171 sqft |
| Patio Area | 663 sqft |
| Boat House | 1,320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 270 BAY POINTE RD |
|---|---|
| City | VONORE |
| State | TN |
| Zip | 37885-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RARITY BAY PHASE VII PB: D PG: 181 LOT: 891R 04 074M A 084E 89100 000 |
| Legal Subdivision | RARITY BAY PHASE VII |
| Legal Lot Number | 891R |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 60504 |
270 Bay Pointe Rd is owned and occupied by two individuals who bought it in November 2024.
Source: Loudon County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 270 BAY POINTE RD, VONORE, TN 37885-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK |
| Aug 23, 2023 | Deed of Trust, Mortgage · Non-Conforming Investor Loan MORTGAGE INVESTORS GROUP INC |
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTHEAST BANK |
| Nov 1, 2024 | Warranty Deed, Transfer BRIDGE TITLE COMPANY LLC, BLUE RIDGE TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Prior Sale | Aug 28, 2020 · Amount on File |
| Deed Document Number | 20249384 |
| Deed Book / Page | 479 / 118 |
| Prior Transfer Date | Aug 27, 2020 |
| Prior Transfer Doc | 0D0425/687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 270 BAY POINTE RD, VONORE, TN 37885-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4107 SALTWATER BLVD, TAMPA, FL 33615-5638 |
| Document Number | 0T1539/606 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | T1539/606 |
| Instrument | 21008597 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | FARRAGUT, TN 37934 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 270 BAY POINTE RD, VONORE, TN 37885-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4107 SALTWATER BLVD, TAMPA, FL 33615-5638 |
| Document Number | 0T1661/323 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | T1661/323 |
| Instrument | 23007690 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 270 BAY POINTE RD, VONORE, TN 37885-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 270 BAY POINTE RD, VONORE, TN 37885-5418 |
| Document Number | 0T1668/684 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | T1668/684 |
| Instrument | 23009498 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | FARRAGUT, TN 37934 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Nov 1, 2024 |
| Property Address | 270 BAY POINTE RD, VONORE, TN 37885-5418 |
| Document Number | 00D479/118 |
| Book / Page | D479 / 118 |
| Map Reference | CAB E SL 17 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 24009384 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | BRIDGE TITLE COMPANY LLC, BLUE RIDGE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $17,493.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 270 Bay Pointe Rd was $12,661.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,661.00 | $716,000 (-) Land $146,250 Building $569,750 | $2,864,000 Land $585,000 Building $2,279,000 |
| 2024 | $12,661.00 | $716,000 (-) Land $146,250 Building $569,750 | |
| 2023 | $716,000 Land $146,250 Building $569,750 | ||
| 2021 | $2,864,000 Land $585,000 Building $2,279,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 270 Bay Pointe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 270 Bay Pointe Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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