245 Bay Pointe Rd, Vonore, TN 37885 Property Records

Loudon County property record for 245 Bay Pointe Rd, Vonore, TN 37885

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,591 sqft · built 2022
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2019)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`078B-A-023.00`

Property Details

APN / Parcel Number

Primary APN	`078B-A-023.00`
Alternative APNs	`078B A 02300 000069O` `04069OA078B02300` `053078B A 02300`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,591 sqft Living Area
Gross Area	5,928 sqft
1st Floor Area	3,995 sqft
Upper Floors Area	596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,001 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished Screened Porch
Patio Area	720 sqft
Boat Access	Boat Access
Boat House	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 BAY POINTE RD
City	VONORE
State	TN
Zip	37885-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RARITY BAY PHASE VII PB: D PG: 181 LOT: 886R 04 074M A 084E 88600 000
Legal Subdivision	RARITY BAY PHASE VII
Legal Lot Number	886R
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2029
Census Tract	60504

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 BAY POINTE RD, VONORE, TN 37885-5419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Aug 22, 2007 · Amount on Record
Deed Document Number	20198537
Deed Book / Page	416 / 465
Transfer Doc	00D342/541
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Sep 30, 2019
Property Address	245 BAY POINTE RD, VONORE, TN 37885-5419
Document Number	0000008537
Book / Page	000416 / 000465
Instrument Date	Sep 23, 2019
Instrument	8537
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	245 BAY POINTE RD VONORE TN 37885, VONORE, TN 37885

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,594.00	$372,875 (-) Land $93,750 Building $279,125	$1,491,500 (-) Land $375,000 Building $1,116,500
2024	$6,594.00	$372,875 (-) Land $93,750 Building $279,125
2023		$372,875 Land $93,750 Building $279,125
2021			$1,491,500 Land $375,000 Building $1,116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20