27 Willard Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 27 Willard Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,038 sqft · built 1911
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2017)
Tax Bill	$15,414 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00334-0000-00098`

Property Details

APN / Parcel Number

Primary APN	`02-00334-0000-00098`
Alternative APN	`020033400098`

Interior

Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	106 ft deep x 51 ft wide

Location & Zoning

Old Parcel Number	020033400098
Street Address	27 WILLARD AVE
City	BLOOMFIELD
State	NJ
Zip	07003-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	.1722 AC
Legal Block	334
Legal Lot Number	98
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3005
Census Tract	15800

Owner

27 Willard Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 WILLARD AVE, BLOOMFIELD, NJ 07003-4830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Dec 20, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Prior Sale	Jan 5, 2006 · Amount on File
Deed Document Number	2017110661
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 WILLARD AVE, BLOOMFIELD, NJ 07003-4830
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007001
Date	Feb 3, 2026
Instrument	2026007001

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 20, 2017
Property Address	27 WILLARD AVE, BLOOMFIELD, NJ 07003-4830
Document Number	0000110661
Instrument Date	Dec 15, 2017
Instrument	110661
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 WILLARD AVE BLOOMFIELD NJ 070034830, BLOOMFIELD, NJ 07003-4830

Mortgage

Document Number	110663
Date	Dec 20, 2017
Instrument	110663

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27 Willard Ave was $15,414, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,800 (-) Land $124,600 Building $317,200	$441,800 (-) Land $124,600 Building $317,200
2025	$15,414.00 (+2.86%)	$441,800 Land $124,600 Building $317,200	$441,800 Land $124,600 Building $317,200
2024	$14,985.00
2023		$435,300	$441,800 Land $124,600 Building $317,200
2022	$13,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Willard Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1978–2024)
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Willard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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