21 Willard Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 21 Willard Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,935 sqft · built 1905
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Feb 2019)
Tax Bill	$12,990 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00334-0000-00101`

Property Details

APN / Parcel Number

Primary APN	`02-00334-0000-00101`
Alternative APN	`020033400101`

Interior

Stories	2 Stories
Building Area	1,935 sqft Living Area
Gross Area	2,205 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Multi-Family
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	144 ft deep x 47 ft wide

Location & Zoning

Old Parcel Number	020033400101
Street Address	21 WILLARD AVE
City	BLOOMFIELD
State	NJ
Zip	07003-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	.1848 AC
Legal Block	334
Legal Lot Number	101
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3005
Census Tract	15800

Owner

21 Willard Ave is owned and occupied by an individual who bought it in February 2019.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21 WILLARD AVE, BLOOMFIELD, NJ 07003-4830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Feb 22, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Prior Sale	May 24, 2013 · Amount on File
Deed Document Number	201915759
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	1243009050
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 WILLARD AVE, BLOOMFIELD, NJ 07003-4830
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021039069
Date	Mar 30, 2021
Instrument	2021039069

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 WILLARD AVE, BLOOMFIELD, NJ 07003-4830
Document Number	0000104614
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	HUNTER TITLE AGENCY, HUNTER TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 WILLARD AVE BLOOMFIELD NJ 070034830, BLOOMFIELD, NJ 07003-4830

Mortgage

Document Number	0000104614
Date	Nov 4, 2019
Instrument	104614

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 22, 2019
Property Address	21 WILLARD AVE, BLOOMFIELD, NJ 07003-4830
Document Number	0000015759
Instrument Date	Jan 29, 2019
Instrument	15759
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WILLARD AVE BLOOMFIELD NJ 070034830, BLOOMFIELD, NJ 07003-4830

Mortgage

Document Number	15762
Date	Feb 22, 2019
Instrument	15762

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21 Willard Ave was $12,990, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,300 (-) Land $120,000 Building $252,300	$372,300 (-) Land $120,000 Building $252,300
2025	$12,990.00 (+2.87%)	$372,300 Land $120,000 Building $252,300	$372,300 Land $120,000 Building $252,300
2024	$12,628.00
2023		$372,300 Land $120,000 Building $252,300	$372,300 Land $120,000 Building $252,300
2022	$11,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Willard Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1978–2024)
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Willard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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