St. Johns County property record for 27 White St W, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,575 sqft · built 2017 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,000 (Jul 2016) |
| Tax Bill | $4,149 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 221951-0090 |
| Primary APN | 221951-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| Gross Area | 2,031 sqft |
| 1st Floor Area | 1,026 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,662 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 27 WHITE ST W |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 56/73-74 COMARES LOT 9 OR4222/651 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | COMARES |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20500 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 WHITE ST W, SAINT AUGUSTINE, FL 32080-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Apr 10, 2017 | Loan Modification, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2016 · Amount on Record |
| Deed Sale | Jul 13, 2016 · Amount on Record |
| Prior Sale | Sep 17, 2015 · Amount on Record |
| Deed Document Number | 201644517 |
| Deed Book / Page | 4222 / 651 |
| Prior Transfer Date | Apr 7, 2006 |
| Prior Transfer Doc | 0026840920 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 27 WHITE ST W, SAINT AUGUSTINE, FL 32080-4624 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 WHITE ST W, SAINT AUGUSTINE, FL 32080-4624 |
| Document Number | 0050931129 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 5093/1129 |
| Instrument | 2020100587 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 27 WHITE ST W, SAINT AUGUSTINE, FL 32080-4624 |
| Document Number | 0043591924 |
| Book / Page | 004359 / 001924 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 27 WHITE ST W ST AUGUSTINE FL 320804624, ST AUGUSTINE, FL 32080-4624 |
| Document Number | 0043591924 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 004359/001924 |
| Instrument | 26462 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,284 (+2.7%) | $403,812 (+4.73%) Land $154,578 Building $249,234 | |
| 2025 | $4,149.00 (+8.05%) Homeowner's exemption | $246,625 (+2.9%) | $385,583 (-4.09%) Land $140,525 Building $245,058 |
| 2024 | $3,840.00 (+2.67%) Homeowner's exemption | $239,674 (+3%) | $402,031 (-3.04%) Land $140,525 Building $261,506 |
| 2023 | $3,740.00 (+3.46%) Homeowner's exemption | $232,693 (+3%) | $414,615 (+14.41%) Land $140,525 Building $274,090 |
| 2022 | $3,615.00 Homeowner's exemption | $225,916 | $362,399 Land $107,923 Building $254,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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