14 White St W, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 14 White St W, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1993
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2025)
Tax Bill	$7,687 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`221900-0130`

Property Details

APN / Parcel Number

Primary APN	`221900-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,827 sqft Living Area
Gross Area	2,213 sqft
1st Floor Area	1,827 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	386 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 WHITE ST W
City	SAINT AUGUSTINE
State	FL
Zip	32080-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-132 DAVIS SHORES BLK 53 REPLAT PT OF LOTS 11 THRU 15 & PT OF BLK 48 CARVERS SUB & PT OF VACATED WEST AVE LYING S OF WHITE ST - 72FT ON WHITE ST OR6193/253
Legal Range	30E
Legal Township	07S
Legal Section	21
Legal Subdivision	ANASTASIA
Legal Block	53,48
Legal Lot Number	11-15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3027
Census Tract	20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 WHITE ST W, SAINT AUGUSTINE, FL 32080-4623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	202560825
Deed Book / Page	6193 / 253
Prior Transfer Date	Feb 26, 2010
Prior Transfer Doc	0032901073
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 2, 2020
Property Address	14 WHITE ST W, SAINT AUGUSTINE, FL 32080-4623
Document Number	0049790834
Book / Page	004979 / 000834
Instrument Date	Jul 1, 2020
Instrument	52610
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WHITE ST W ST AUGUSTINE FL 320804623, ST AUGUSTINE, FL 32080-4623

Mortgage

Document Number	49790836
Date	Jul 2, 2020
Book Page	004979/000836
Instrument	52611

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,695 (-17.13%)	$499,498 (+15.95%) Land $252,252 Building $247,246
2025	$7,687.00 (+7.78%) Homeowner's exemption	$426,791 (+5.99%)	$430,793 (-6.14%) Land $229,320 Building $201,473
2024	$7,132.00 (+2.44%)
2023	$6,962.00 (+3%) Homeowner's exemption	$402,683 (+3%)	$458,959 (+17.39%) Land $229,320 Building $229,639
2022	$6,759.00 Homeowner's exemption	$390,954	$390,954 Land $176,118 Building $214,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	494 units insured incl. 25 condo units
Nearby Flood Claims	847 (1984–2025)
Claims Outside the SFHA	6 of 847
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 81 claims Hurricane Irma, Sep 2017 · 195 claims Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20